Review our Mortgage Q&A to get answers to some of the most common mortgage process questions. You can use the search box below to search for questions that address a specific mortgage topic. If you cannot find the topic you are looking for you can use our Ask a Mortgage Expert function and we will answer your question within a day.How long does it take to process and close a mortgage? What is the difference between recurring and non-recurring closing costs? When do you need an impound account? How do I determine the value of my home? How much money should I have in reserve after my mortgage closes? What are mortgage points? Why am I charged a partial month of interest when my mortgage closes? Why am I charged a full month of interest when my refinancing closes instead of a partial month of interest? Why do I need title insurance when I buy a home? I am selling my home, why do I need to purchase title insurance for the buyer?