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Mortgage  Question?
For HOA questionnaire pay fee to third party and my HOA?

I am refinancing the mortgage on my condo and the lender requires an HOA questionnaire. Am I required to pay a fee to both the third party company my lender uses to complete the questionnaire and to my building's HOA management company? Is the third party necessary?

Harry Jensen, Trusted Mortgage Expert with 45+ Years of Experience
, Trusted Mortgage Expert with 45+ Years of Experience

The HOA questionnaire form is typically the same across all lenders but how lenders go about completing the form can vary by lender and building / HOA. It is unusual to pay a fee to both a third party company and your HOA management company to complete the HOA questionnaire provided by the lender. Borrowers are typically required to pay a fee to either a third party company that completes the questionnaire for the lender or to the HOA management company for building. It sounds like there may be a misunderstanding so you may want to speak with your lender to make sure you are not being charged twice for the same service.

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About the author

Harry Jensen, Mortgage Expert

Harry is the co-founder of FREEandCLEAR. He is a mortgage expert with over 45 years of industry experience. Over his career, Harry has closed thousands of loans for satisfied borrowers and now offers his advice and insights on FREEandCLEAR. More about Harry

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