Home Purchase Mortgage Calculators
Mortgage Program Calculators
If you have an outstanding home equity loan or line of credit (HELOC) it will show up on the title search that is ordered by the lender prior to the refinance closing. The lender orders a title search (also known as a title report or title abstract) to determine the outstanding liens recorded on a property, such as your mortgage and home equity loan or HELOC. If the home equity loan or HELOC does not appear on your credit report, the refinance lender will likely request your payment history from your home equity loan or HELOC lender to verify that you have made your payments on time and that the loan is current.