Mortgage  Question?
How National Guard Deployment Affects Qualify Mortgage

How does quitting your job for a national guard deployment affect your ability to qualify for a mortgage? I quit my job before I was deployed but I am returning to my old job now and I want to apply for a mortgage. I have a good credit score and am making a 20% down payment.

Harry Jensen, Trusted Mortgage Expert with 45+ Years of Experience
, Trusted Mortgage Expert with 45+ Years of Experience

Thank you for your service to our country. The break in your employment due to your National Guard deployment should not cause an issue when you apply for a mortgage because military service is considered employment according to mortgage qualification guidelines. As long as you can verify your employment prior to and after your deployment, as well as your military service, and your current job does not have a trial or probation period, your employment history should be sufficient to qualify for a mortgage.  We provide a comprehensive overview of the employment history requirement for a mortgage on FREEandCLEAR.  Your mortgage application should also benefit from your strong credit and financial profile.

We always recommend that you contact multiple lenders to understand how they would handle your unique situation. You can review lenders in your area by clicking INTEREST RATES We advise you to contact at least four lenders as qualification guidelines vary. Plus, shopping multiple lenders is the best way to save money on your mortgage.

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About the author

Harry Jensen, Mortgage Expert

Harry is the co-founder of FREEandCLEAR. He is a mortgage expert with over 45 years of industry experience. Over his career, Harry has closed thousands of loans for satisfied borrowers and now offers his advice and insights on FREEandCLEAR.  Harry is a licensed mortgage professional (NMLS #236752). More about Harry

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