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How do you apply for a mortgage closing cost grant?

I need help with my mortgage closing costs. How do to I apply for a government grant?

Harry Jensen, Trusted Mortgage Expert with 45+ Years of Experience
, Trusted Mortgage Expert with 45+ Years of Experience

We provide a summary of closing cost assistance grants on FREEandCLEAR including borrower eligibility and where you can find information on how to apply for these programs (click STATE PROGRAMS for more information). Most closing cost assistance programs are offered through HUD-approved state and local housing agencies in conjunction with participating local lenders. We also provide a summary of several other low / no down payment mortgage programs on FREEandCLEAR that may be helpful to you. Based on your focus on closing costs, you may want to review the NACA mortgage program. The NACA program requires no closing costs or down payment but requires the borrower to complete a more rigorous application process and you are required to participate in NACA events after your mortgage closes. We provide a thorough overview of the NACA program on FREEandCLEAR.

Our best advice is that you review the resources outlined above on FREEandCLEAR and then contact your local HUD-approved housing agency and NACA office to learn more about these programs.

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About the author

Harry Jensen, Mortgage Expert

Harry is the co-founder of FREEandCLEAR. He is a mortgage expert with over 45 years of industry experience. Over his career, Harry has closed thousands of loans for satisfied borrowers and now offers his advice and insights on FREEandCLEAR. More about Harry

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