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What government agency regulates junior lien holders?

Is there an entity or government agency that governs the way junior lien holders operate? I'm trying to find out if it is legal to act as both a junior lien holder and a third party debt collector?

Harry Jensen, Trusted Mortgage Expert with 45+ Years of Experience
, Trusted Mortgage Expert with 45+ Years of Experience

At the state level, your best course of action is to contact your state Attorney General's Office for guidance and information. At the national level, your best course of action is to contact the Consumer Financial Protection Bureau (CFPB).

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About the author

Harry Jensen, Mortgage Expert

Harry is the co-founder of FREEandCLEAR. He is a mortgage expert with over 45 years of industry experience. Over his career, Harry has closed thousands of loans for satisfied borrowers and now offers his advice and insights on FREEandCLEAR. More about Harry

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