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Does the VA offer closing cost assistance programs?

Does the VA offer any closing cost assistance programs? I am pre-approved for a VA home loan and looking for programs to help pay for closing costs.

Michael Jensen, Mortgage and Finance Guru
, Mortgage and Finance Guru

Thank you for your service and for submitting your question to FREEandCLEAR. It sounds like you are taking the right steps to get a VA mortgage but you may want to review our comprehensive overview of the VA Home Loan Program on FREEandCLEAR.

The VA does not offer any special programs to help applicants pay for mortgage closing costs but most HUD-approved local housing agencies offer Closing Cost Assistance Programs that can be combined with the VA Home Loan Program to help home buyers pay for all or part of their closing costs. We also provide a comprehensive overview of Closing Cost Assistance Programs.

We recommend that you contact your local housing agency to determine the home ownership assistance programs you qualify for. I have provided a link to the HUD web site. Simply select your state on this web site and then click "Learn About Home Ownership" to be directed to information about mortgage assistance programs in your state.

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About the author

Michael Jensen, Mortgage and Finance Guru

Michael is the co-founder of FREEandCLEAR. Michael possesses extensive knowledge about mortgages and finance and has been writing about mortgages for nearly a decade. His work has been featured in leading national and industry publications. More about Michael

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