The FREEandCLEAR Offering
Our offering includes providing comprehensive content and interactive tools to help people understand and manage the mortgage process. Our offerings s may sometimes be located on third-party web sites or applications, either as links from an add-on service to, or otherwise in connection with, web sites or applications that those third parties control. By using our product offerings you agree to our Terms and Conditions.
FREEandCLEAR provides a product offering and services that are designed help people understand and manage the mortgage process. Under no circumstance is FREEandCLEAR responsible for the decisions users make using the FREEandCLEAR web site, product offerings and services. The user is solely responsible for any decisions, related to the mortgage process or otherwise, the user makes even if such decisions are based on, or informed by, the FREEandCLEAR web site, product offerings or services. FREEandCLEAR is an informational resource; however, users make their own mortgage and mortgage-related decisions based on their own judgments, circumstances and choices. FREEandCLEAR holds no responsibility or liability for any mortgage and mortgage-related decisions, both good or bad, made by users of our web site, product offerings and services.
Nothing contained in our offering is an offer or promise to sell a specific product for a specific price or that any advertiser will sell any product or service for any purpose or price or on any specific terms.
By using our offerings, you agree to use FREEandCLEAR in good faith, and that you mean to use our offerings only for their intended purposes as mortgage information tools and for no other reasons.
While FREEandCLEAR works to protect the security of your information, we cannot guarantee that unauthorized third parties will not be able to circumvent our security measures. Please notify us immediately of any compromise or unauthorized use of your account.
Our Rules About Your Content
You agree not to post, submit, or link to any User Content or material that infringes, misappropriates, or violates the rights of any third party (including intellectual property rights), or that is in violation of any federal, state, or local law, rule, or regulation, including Fair Housing Laws. You also agree not to post, submit, or link to any User Content that is defamatory, obscene, pornographic, indecent, harassing, threatening, abusive, inflammatory, or fraudulent, purposely false or misleading, or otherwise harmful. You agree not to submit copyrighted material without permission from the owner of the copyright. You also agree not to disclose confidential or sensitive information. This includes but is not limited to information about individuals that would potentially be viewed as an invasion of privacy.
When you provide user content via our offerings, you grant FREEandCLEAR a royalty-free, perpetual, irrevocable, and fully sublicensable license to publish, reproduce, distribute, display, adapt, modify and otherwise use your user content in connection with our offerings. We will not pay you or otherwise compensate you for content you provide to us. We will remove all personally identifiable information submitted by users through our offerings. You understand and agree that any user content that you post or submit to FREEandCLEAR may be redistributed through the Internet and other media channels, and may be viewed by the general public. We will remove all personally identifiable information submitted by users through our offerings. We reserve the right in our sole discretion to edit or remove information or materials provided by you.
Intellectual Property and Licenses
All materials used on the FREEandCLEAR web site, including our branding, trade dress, trade names, logos, design, text, search results, graphics, images, pictures, page headers, custom graphics, icons, scripts, sound files, video files and other files, and the selection and arrangement and compilation of information thereof (collectively "Materials"), are proprietary property of FREEandCLEAR, its suppliers, its licensors, or its users, and are protected by U.S. and international intellectual property laws, including copyright and trademark laws. Our Materials cannot be copied, imitated, or used, in whole or in part, without our prior written permission. You may not use any "hidden text" utilizing "FREEandCLEAR" or any other name, trademark, or product name of FREEandCLEAR without our permission.
All other trademarks, registered trademarks, product names, and logos appearing on our site are the property of their respective owners. Reference to any products, services, processes, or other information, by trade name, trademark, manufacturer, supplier, or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof by us. Any use of the source images, logos or content is subject to the copyright owner's permission and/or the requirements of applicable law.
Digital Millennium Copyright Act Compliance
In accordance with the provisions of the Digital Millennium Copyright Act (DMCA) applicable to Internet service providers (17 U.S.C. § 512), FREEandCLEAR has adopted a policy of terminating, in appropriate circumstances and at our sole discretion, users who are deemed to be repeat infringers. If you believe that your work has been copied and has been posted to the FREEandCLEAR web site in a way that constitutes copyright infringement, please contact us using the FEEDBACK feature on our web site.
Third-Party Links, Sites, and Services
Our web site, the materials, product offerings and the services are provided on an "as is" basis without warranties of any kind, either express or implied. All use of FREEandCLEAR's site, materials, and services is at your sole risk.
We specifically disclaim all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, title, non-Infringement, and any warranties arising out of course of dealing or usage of trade.
FREEandCLEAR takes no responsibility and assumes no liability for any user content or other content, including links to web pages, that you or any other user or third party posts or transmits using our web site or offerings.
FREEandCLEAR is not responsible in any way for, does not monitor, and does not endorse or guarantee anything about any third-party content (including advertisements, offers, and promotions) that may appear in our site or product offerings.
Limitation Of Liability
In no event shall FREEandCLEAR, its owners, principals, agents, affiliates, employees, advertisers, or data providers be liable for any indirect, special, incidental, consequential or punitive damages (including but not limited to loss of use, loss of profits, or loss of data) whether in an action in contract, tort (including but not limited to negligence), equity or otherwise, arising out of or in any way connected with the use of our site, materials, product offerings or services. Some jurisdictions do not allow the exclusion or limitation of liability, so the above limitations may not apply to you.
Modification of FREEandCLEAR Services
FREEandCLEAR reserves the right to modify or discontinue (completely or in part) our site, product offering, services, or any content appearing therein. FREEandCLEAR will not be liable to you or any third party if we exercise this right.
Modification of These Terms
Choice of Law
No Third-Party Beneficiaries or Rights
Entire Agreement & Severability
Limitation of Claims
Regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to your use of our web site, product offerings or services must be filed within one year after such claim or cause of action arose, or else that claim or cause of action will be barred forever.
Copyright © 2018 FREEandCLEAR LLC, ALL RIGHTS RESERVED.