Home Purchase Mortgage Calculators

Mortgage Program Calculators

Government Program Calculators

Mortgage Cheat Sheet

Mortgage Borrower Cheat Sheet

Mortgage Guide

Refinance Guide

Mortgage Topics

Mortgage Fundamentals

Reverse Mortgage Guide

A Better Way to
Shop for a Mortgage

MORTGAGE RATES

Compare mortgage rates and closing costs for
leading lenders in your area

Mortgage Quote

Easily shop multiple lenders to find
the best mortgage terms

Lender Directory

Find the lender that offers the mortgage program
you are looking for

Popular Home Buyer Resources

How Much Home Can I Afford Calculator

Learn what price home you can afford based on your income and down payment

Get Pre-Approved

Realize the benefits of getting pre-approved
for your mortgage

Ask a Mortage Expert

Use this free, confidential service to receive an expert response to any mortgage question

Best Low Down Payment Programs

Review over 20 options for buying a home with little or no money down

Down Payment Calculator

Determine the down payment required and total upfront costs required to buy a home

Mortgage Cheat Sheet

Review key mortgage topics from
start to application to closing

Popular Refinance Resources

Mortgage Refinance Calculator

Determine if you should refinance and how much money you could save

Mortgage Refinance Guide

Understand how the refinance process works
from start to finish

Reasons to Refinance

Learn when it makes sense to refinance
your mortgage

Best Ways to Take Cash Out of Your Home

Compare your options for tapping the equity
in your home

FHA Cash Out Refinance

Understand the benefits of an FHA cash out refinance and learn if you are eligible

Cash Out Refinance Calculator

Understand if you have enough equity in your home to take cash out when you refinance

Why FREEandCLEAR

Best Mortgage Resources. Period.

Our high-quality resources help you find the right mortgage and they're always free

Save Money & Time

Use our tools, resources and rates
to save thousands on your mortgage

We Are On Your Side

We are 100% borrower focused
and always have your back

FREEandCLEAR Reviews

What Our Valued Users Have To Say

You’ve exceeded my expectations. I'll recommend FREEandCLEAR to anyone interested in a mortgage.

Jason B.

Your are SO HELPFUL!!! I'd like to say
THANK YOU 10,000,000 times!

Olga V.

Thank you so much for your great advice. I think it is a wonderful thing that your website is doing.

Carol T.

Thank you so much you have been very helpfull...I will definitely recomend FREEandCLEAR!

Rob C.

WOW, thank you! I'm very impressed.
This is very helpful for me.

Kaleo K.

This is great information.
I really appreciate it!

Chris C.

FREEandCLEAR puts my mind at ease.

Darlene P.

Thank you so much for all your help.

Kelly H.

Thank you so much. I truly appreciate it.

Phil B.

Thank you so much for responding to my questions;
it brought much clarity.

Cyndi R.

You. Just. Made. My. Year!!!!!!!!
THANK YOU!!!!!!

Jodie F.

Bless you!! I really appreciate it very much.
It was nice talking to you.

Nanah H.

FREEandCLEAR In the Press

We Have Been Featured By Leading Media Companies

FREEandCLEAR In the News Washington Post

FREEandCLEAR In the News Chicago Tribune

FREEandCLEAR In the News Reality Biz News

What We Do

How We Make Money

Editorial Independence