Home Purchase Mortgage Calculators
Mortgage Program Calculators
Because your personal circumstances changed after your mortgage closed, you do not need to refinance the home as an investment property with a non-owner occupied mortgage. As long as you were truthful and accurate on your mortgage application and continue to make your monthly mortgage payments on time, renting out the property should not create any issues. Please note that you should contact your homeowners insurance company to determine if you need to update your policy because you intend to rent the property.