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First-Time Home Buyer Resources

Do you offer resources for first-time home buyers?

Harry Jensen, Trusted Mortgage Expert with 45+ Years of Experience
, Trusted Mortgage Expert with 45+ Years of Experience

If you are looking for advice on getting a mortgage and buying a home you came to the right place!  If you are new to the mortgage process I recommend that you start with our Mortgage Cheat Sheet which reviews everything you need to know about a mortgage on one web page.  Our Mortgage Cheat Sheet enables you to quickly understand key mortgage topics and fundamentals.

Next, you should check out our interactive Mortgage Guide that addresses the mortgage process from start to finish. From the mortgage process timeline, to your credit score and what size mortgage you can afford to selecting a lender and closing your mortgage, our Mortgage Guide covers it all. When you are in the guide, simply click the "NEXT PAGE" bar on the right side of the page to move on to the next topic.

After you have reviewed our Mortgage Guide your next step should be to use our Mortgage Calculators We offer over 30 easy-to-use mortgage calculators and I recommend that you start with our Mortgage Qualification Calculator to determine what size mortgage you can afford based on your monthly gross income and debt.

If you do not have a lot of money saved for your down payment you should review our comprehensive summary of low / no down payment mortgage programs as well as our helpful comparison of these programs. These programs can be super helpful for first-time home buyers.

Finally, we always recommend that you contact multiple lenders to understand how they would handle your unique situation. You can review lenders in your area by clicking INTEREST RATES We advise you to contact at least four lenders as as qualification guidelines and mortgage programs vary. Plus, comparing lenders is the best way to save money on your mortgage.

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About the author

Harry Jensen, Mortgage Expert

Harry is the co-founder of FREEandCLEAR. He is a mortgage expert with over 45 years of industry experience. Over his career, Harry has closed thousands of loans for satisfied borrowers and now offers his advice and insights on FREEandCLEAR. More about Harry

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