Ask a Mortgage Expert

Put the FREEandCLEAR Mortgage Expert’s over 45 years of mortgage industry experience to work for you to answer any questions you have about the mortgage process. Simply use the form below to submit a question and our mortgage expert will answer it. The service is free of charge and we typically provide responses within one-to-two days. And rest assured that we never reveal any personal information or sell your email address to third parties.

Ask a Mortgage Expert - Fill Out Our Form

How Ask a Mortgage Expert Works


It's Free

Our Ask an Expert function is free to use.  We want our website and services to be accessible to everyone so we never charge for the use of FREEandCLEAR.  You can ask as many questions as you want and use our website as long as you want and there is never a charge.  Keeping our service free helps us answer more questions for more borrowers.


It's Totally Confidential

We keep your information completely private when you submit a question to FREEandCLEAR.  We do not sell user information or email addresses for people that ask questions on our website and you can rest assured that we keep the content of your question confidential.  Many of the questions that we receive are very detailed in nature and we never disclose any personally identifiable information about our users.  So go ahead and send us your most challenging, complicated mortgage questions. 


Receive Expert Mortgage Advice

FREEandCLEAR was developed by a mortgage expert with over 40 years of experience and we use that knowledge to answer our users questions.  We also pull from a wide variety of information sources including FREEandCLEAR and other industry websites to address whatever mortgage topic you want to cover.  Our users are usually pleasantly surprised by the depth of information we provide in our question responses. 


Why We Do It

Simply put, one of our primary goals is to help people make informed decisions and save money when they get a mortgage.  The mortgage process can be complicated and overwhelming and tends to create a lot of questions for even the most experienced borrowers.  Answering your questions for free helps you manage the mortgage process better and helps us accomplish our mission.  If you want to like or follow us on Facebook, LinkedIn, Twitter, YouTube or Pinterest as a way to say thank you, we would gladly accept. 


What Happens When You Submit a Question

Simply submit your question using the form above and we answer it via email, usually within one business day.  If you submitted a question and did not receive a response from FREEandCLEAR within that time frame, be sure to check your spam folder for a message from us as there is likely some helpful mortgage information waiting for you. 

More FREEandCLEAR Mortgage Resources

Ask a Mortgage Expert

Mortgage Q&A

Review hundreds of questions and answers on a wide array of mortgage topics ranging from the basics to the detailed.  Search by topic to find the questions (and answers) that you are looking for.

Mortgage Guides

Mortgage Advice

Review comprehensive explanations on numerous mortgage subjects from an expert with decades of mortgage industry expertise.  Put our mortgage insights to work to help you find the lender, loan program and mortgage that is right for you.

Interest Rates

Mortgage Rates

Our mortgage rate tables enable you compare interest rates and closing costs for leading lenders in your area.  Comparing lenders is the best way to save money on your mortgage and find the loan that is right for you.


FREEandCLEAR Lender Directory

Use the FREEandCLEAR Lender Directory to search for lenders by state, lender type and loan product.  Our lender directory features over 3,700 lenders including banks, mortgage brokers and credit unions.  Use the directory to find the lender offering the loan program you are looking for.