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On property title but not mortgage can I rent to own?

My mom is on the title to a property but the mortgage is in her friend’s name, who passed away. We continue to pay the mortgage but my mom wants to do a rent-to-own and move out. Would that cause any problems?

Harry Jensen, Trusted Mortgage Expert with 45+ Years of Experience
, Trusted Mortgage Expert with 45+ Years of Experience

As long as the monthly mortgage payment is paid on time, your mother can enter into any "rent to own" agreement on the property she owns without fear of foreclosure.

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About the author

Harry Jensen, Mortgage Expert

Harry is the co-founder of FREEandCLEAR. He is a mortgage expert with over 45 years of industry experience. Over his career, Harry has closed thousands of loans for satisfied borrowers and now offers his advice and insights on FREEandCLEAR. More about Harry

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