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Review current FHA mortgage rates for October 21, 2020. The table shows FHA rates next to conventional loans so you can see the difference in interest rates, fees, APR and monthly payment. FHA rates vary based on multiple factors including your mortgage program and loan length. We recommend that you change the options in the refine your search menu to view updated FHA rates and monthly payments based on your individual loan amount, loan type, down payment and other inputs. We advise you to contact at least five lenders as shopping for your mortgage is the best way to find the FHA loan with the lowest rate and fees.
Loan terms assume conforming mortgage amount, 80% LTV ratio and minimum borrower credit score of 740. Purchases and rate and term refinances only. $150,000 minimum mortgage amount. Borrower is responsible for $995 lender fee. Loan terms are subject to change without notice.
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.