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Can you use a down payment grant with a NACA mortgage?

Can I use a down payment assistance grant with the NACA mortgage program?

Harry Jensen, Trusted Mortgage Expert with 45+ Years of Experience
, Trusted Mortgage Expert with 45+ Years of Experience

The NACA home loan program does not require a down payment or charge closing costs so you typically would not combine it with another mortgage assistance program. The NACA home loan program is designed for individuals with low-to-moderate incomes and loans are offered through participating lenders, typically at below-market interest rates. You can find additional information on the NACA home loan program on the NACA website.

If you want to review other options for your mortgage, FREEandCLEAR provides an overview of multiple low / no down payment mortgage programs and mortgage assistance programs including the FHA mortgage program. Borrowers can combine the FHA program with a down payment assistance program or closing cost grant to make getting a more affordable.

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About the author

Harry Jensen, Mortgage Expert

Harry is the co-founder of FREEandCLEAR. He is a mortgage expert with over 45 years of industry experience. Over his career, Harry has closed thousands of loans for satisfied borrowers and now offers his advice and insights on FREEandCLEAR. More about Harry

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