Mortgage  Question?
Lender Options for Small Mortgage

What are my lender options for a small mortgage ($50,000)?

Harry Jensen, Trusted Mortgage Expert with 45+ Years of Experience
, Trusted Mortgage Expert with 45+ Years of Experience

Unfortunately most lenders require a minimum mortgage amount of $75,000 - $100,000. I think your best option is to contact local credit unions, banks and community lending institutions. Community-based lenders, and credit unions in particular, may offer more flexible mortgage guidelines and permit the smaller loan amount you are seeking. Please note that most lenders charge a higher mortgage rate on smaller loan amounts so you should compare multiple lenders to find the loan with the lowest rate and fees.

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About the author

Harry Jensen, Mortgage Expert

Harry is the co-founder of FREEandCLEAR. He is a mortgage expert with over 45 years of industry experience. Over his career, Harry has closed thousands of loans for satisfied borrowers and now offers his advice and insights on FREEandCLEAR. More about Harry

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