Compare York, PA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in York.
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March 20, 2023
Below we provide helpful information on the real estate market, home prices and housing affordability in York. Understand how much you need to earn to afford a home in York, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in York fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in York is right for you.
The median home value for York, PA is $242,024
Based on current mortgage rates and a 10% down payment, you need to make $50,490 per year to buy the median priced home in York
With this income, you could qualify for a $217,822 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in York is $1,169
The median household income for York, PA is $74,014
Based on this income, you can afford a home valued at approximately $354,786
The home price you can afford to buy based on household income in York is 147% of the median home value which means housing prices are average. York ranks 48 out of 67 counties in Pennsylvania and 1,974 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in York, PA is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for York below.
Conforming loan limits for York, PA
FHA loan limits for York, PA
VA loan limits for York, PA
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