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Compare Current Allentown, Pennsylvania Mortgage Rates
Compare Allentown, PA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Allentown.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Allentown. Plus, shopping lenders is free and there is no obligation.
Loan terms assume conforming mortgage amount on single family residence, 80% LTV ratio and minimum borrower credit score of 740. $150,000 minimum mortgage amount. Borrower is responsible for $1,055 lender fee. Loan terms are subject to change without notice.
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Compare Today's Allentown, PA Mortgage Rates
July 25, 2025
Current mortgage rates in Allentown, PA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)
Mortgage Program
Today's Allentown, PA Rates
National Average
Comparison
30 Year Fixed Rate
%
6.670%
15 Year Fixed Rate
%
5.960%
5/1 Adjustable Rate Mortgage
%
6.250%
How Affordable is Housing in Allentown, Pennsylvania?
Below we provide helpful information on the real estate market, home prices and housing affordability in Allentown. Understand how much you need to earn to afford a home in Allentown, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Allentown fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Allentown is right for you.
The median home value for Allentown, PA (Lehigh County) is $286,089
Based on current mortgage rates and a 10% down payment, you need to make $59,683 per year to buy the median priced home in Allentown
With this income, you could qualify for a $257,480 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Allentown is $1,382
The median household income for Allentown, PA (Lehigh County) is $69,742
Based on this income, you can afford a home valued at approximately $334,306
The home price you can afford to buy based on household income in Allentown is 117% of the median home value which means housing prices are average.
Allentown (Lehigh County) ranks 63 out of 67 counties in Pennsylvania and 2,561 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Allentown, PA is average
Loan Limits for Allentown, Pennsylvania
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Allentown (Lehigh County) below.
Conforming loan limits for Allentown, PA
1 unit:$726,200
2 units:$929,850
3 units:$1,123,900
4 units:$1,396,800
FHA loan limits for Allentown, PA
1 unit:$472,030
2 units:$604,400
3 units:$730,525
4 units:$907,900
VA loan limits for Allentown, PA
1 unit:$726,200
Additional Mortgage Resources for Allentown, PA Residents