Compare Pottsville, PA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Pottsville.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Pottsville. Plus, shopping lenders is free and there is no obligation.
May 24, 2022
Below we provide helpful information on the real estate market, home prices and housing affordability in Pottsville. Understand how much you need to earn to afford a home in Pottsville, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Pottsville fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Pottsville is right for you.
The median home value for Pottsville, PA (Schuylkill County) is $132,460
Based on current mortgage rates and a 10% down payment, you need to make $21,703 per year to buy the median priced home in Pottsville
With this income, you could qualify for a $119,214 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Pottsville is $503
The median household income for Pottsville, PA (Schuylkill County) is $60,848
Based on this income, you can afford a home valued at approximately $371,371
The home price you can afford to buy based on household income in Pottsville is 280% of the median home value which means housing prices are affordable. Pottsville (Schuylkill County) ranks 6 out of 67 counties in Pennsylvania and 496 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Pottsville, PA is affordable
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Pottsville (Schuylkill County) below.
Conforming loan limits for Pottsville, PA
FHA loan limits for Pottsville, PA
VA loan limits for Pottsville, PA