Compare mortgage rates and fees for leading lenders in Pottsville, PA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Pottsville.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Pottsville. Plus, shopping lenders is free and there is no obligation.
August 22, 2019
The current average rate for a 30 year fixed rate mortgage in Pottsville is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%
The median home value for Pottsville, PA (Schuylkill County) is $107,199
The median household income for Pottsville, PA (Schuylkill County) is $49,098
Based on current mortgage rates and a 10% down payment, you need to make $19,889 per year to buy the median priced home in Pottsville
The home price you can afford to by based on household income in Pottsville is 247% of the median home value which means housing prices are affordable
Pottsville (Schuylkill County) ranks 10 out of 67 counties in Pennsylvania and 776 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Pottsville, PA is affordable
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Pottsville (Schuylkill County) below.
Conforming loan limits for Pottsville, PA
FHA loan limits for Pottsville, PA
VA loan limits for Pottsville, PA
US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs
FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat
Income Growth: https://www.bls.gov
National Average Rates: http://www.freddiemac.com/pmms/
Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx
FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm
VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp
FREEandCLEAR Housing Affordability Index