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Pottsville

Compare Current Pottsville, Pennsylvania Mortgage Rates

Compare Pottsville, PA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Pottsville.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Pottsville. Plus, shopping lenders is free and there is no obligation.

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Pottsville, PA Mortgage Rates as of May 24, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.
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Compare Today's Pottsville, PA Mortgage Rates

May 24, 2022

Current mortgage rates in Pottsville, PA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
Pottsville, PA Rates
National
Average
Comparison
30 Year Fixed Rate
%
5.250%
15 Year Fixed Rate
%
4.430%
5/1 Adjustable Rate Mortgage
%
4.080%

How Affordable is Housing in Pottsville, Pennsylvania?

Below we provide helpful information on the real estate market, home prices and housing affordability in Pottsville. Understand how much you need to earn to afford a home in Pottsville, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Pottsville fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Pottsville is right for you.

The median home value for Pottsville, PA (Schuylkill County) is $132,460

Based on current mortgage rates and a 10% down payment, you need to make $21,703 per year to buy the median priced home in Pottsville

With this income, you could qualify for a $119,214 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Pottsville is $503

The median household income for Pottsville, PA (Schuylkill County) is $60,848

Based on this income, you can afford a home valued at approximately $371,371

The home price you can afford to buy based on household income in Pottsville is 280% of the median home value which means housing prices are affordable. Pottsville (Schuylkill County) ranks 6 out of 67 counties in Pennsylvania and 496 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Pottsville, PA is affordable

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Loan Limits for Pottsville, Pennsylvania

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Pottsville (Schuylkill County) below.

Conforming loan limits for Pottsville, PA

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Pottsville, PA

1 unit: $420,680
2 units: $538,650
3 units: $651,050
4 units: $809,150

VA loan limits for Pottsville, PA

1 unit: $647,200

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