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Williamsport

Current Mortgage Rates in Williamsport, Pennsylvania

Compare mortgage rates and fees for leading lenders in Williamsport, PA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Williamsport.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Williamsport. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Williamsport, PA as of January 27, 2020
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.
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How Do Today's Williamsport, PA Mortgage Rates Compare?

January 27, 2020

The current average rate for a 30 year fixed rate mortgage in Williamsport is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Williamsport, PA Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.650%
15 Year Fixed Rate
B.BBB%
3.090%
5/1 Adjustable Rate Mortgage
C.CCC%
3.390%

How Affordable is Housing in Williamsport, Pennsylvania?

Below we provide helpful information on the real estate market, home prices and housing affordability in Williamsport. Understand how much you need to earn to afford a home in Williamsport, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Williamsport fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Williamsport is right for you.

The median home value for Williamsport, PA (Lycoming County) is $169,347

Based on current mortgage rates and a 10% down payment, you need to make $30,478 per year to buy the median priced home in Williamsport

With this income, you could qualify for a $152,412 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Williamsport is $706

The median household income for Williamsport, PA (Lycoming County) is $53,401

Based on this income, you can afford a home valued at approximately $296,713

The home price you can afford to buy based on household income in Williamsport is 175% of the median home value which means housing prices are average. Williamsport (Lycoming County) ranks 45 out of 67 counties in Pennsylvania and 2,060 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Williamsport, PA is average

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Loan Limits for Williamsport, Pennsylvania

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Williamsport (Lycoming County) below.

Conforming loan limits for Williamsport, PA

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Williamsport, PA

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Williamsport, PA

1 unit: $510,400

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