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Upper Darby

Current Mortgage Rates in Upper Darby, Pennsylvania

Compare mortgage rates and fees for leading lenders in Upper Darby, PA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Upper Darby.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Upper Darby. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Upper Darby, PA as of August 22, 2019
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Get Personalized Mortgage Quotes for Upper Darby, PA

Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Upper Darby, PA Mortgage Rates Compare?

August 22, 2019

The current average rate for a 30 year fixed rate mortgage in Upper Darby is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Upper Darby, PA Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.600%
15 Year Fixed Rate
B.BBB%
3.050%
5/1 Adjustable Rate Mortgage
C.CCC%
3.360%

How Affordable is Housing in Upper Darby, Pennsylvania?

The median home value for Upper Darby, PA (Delaware County) is $257,635

The median household income for Upper Darby, PA (Delaware County) is $71,974

Based on current mortgage rates and a 10% down payment, you need to make $47,799 per year to buy the median priced home in Upper Darby

The home price you can afford to by based on household income in Upper Darby is 151% of the median home value which means housing prices are average

Upper Darby (Delaware County) ranks 61 out of 67 counties in Pennsylvania and 2,534 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Upper Darby, PA is average

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Loan Limits for Upper Darby, Pennsylvania

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Upper Darby (Delaware County) below.

Conforming loan limits for Upper Darby, PA

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Upper Darby, PA

1 unit: $402,500
2 units: $515,250
3 units: $622,850
4 units: $774,050

VA loan limits for Upper Darby, PA

1 unit: $484,350

Additional Mortgage Resources for Upper Darby, PA Residents

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Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index