Upper Darby

Compare Current Upper Darby, Pennsylvania Mortgage Rates

Compare Upper Darby, PA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Upper Darby.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Upper Darby. Plus, shopping lenders is free and there is no obligation.

Upper Darby, PA Mortgage Rates as of June 30, 2022
  • Lender
  • APR
  • Loan Type
  • Rate
  • Payment
  • Fees & Points
  • Contact
Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's Upper Darby, PA Mortgage Rates

June 30, 2022

Current mortgage rates in Upper Darby, PA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Upper Darby, PA Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Upper Darby, Pennsylvania?

Below we provide helpful information on the real estate market, home prices and housing affordability in Upper Darby. Understand how much you need to earn to afford a home in Upper Darby, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Upper Darby fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Upper Darby is right for you.

The median home value for Upper Darby, PA (Delaware County) is $299,368

Based on current mortgage rates and a 10% down payment, you need to make $49,050 per year to buy the median priced home in Upper Darby

With this income, you could qualify for a $269,432 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Upper Darby is $1,136

The median household income for Upper Darby, PA (Delaware County) is $83,594

Based on this income, you can afford a home valued at approximately $510,196

The home price you can afford to buy based on household income in Upper Darby is 170% of the median home value which means housing prices are average. Upper Darby (Delaware County) ranks 58 out of 67 counties in Pennsylvania and 2,298 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Upper Darby, PA is average


Loan Limits for Upper Darby, Pennsylvania

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Upper Darby (Delaware County) below.

Conforming loan limits for Upper Darby, PA

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Upper Darby, PA

1 unit: $477,250
2 units: $610,950
3 units: $738,500
4 units: $917,800

VA loan limits for Upper Darby, PA

1 unit: $647,200

Additional Mortgage Resources for Upper Darby, PA Residents

Mortgage Rates for Pennsylvania Cities

Allentown Mortgage Rates

Altoona Mortgage Rates

Beaver Mortgage Rates

Bensalem Mortgage Rates

Bethlehem Mortgage Rates

Butler Mortgage Rates

Carlisle Mortgage Rates

Chambersburg Mortgage Rates

East Stroudsburg Mortgage Rates

Erie Mortgage Rates

Gettysburg Mortgage Rates

Harrisburg Mortgage Rates

Johnstown Mortgage Rates

Lancaster Mortgage Rates

Lebanon Mortgage Rates

Lower Merion Mortgage Rates

Mercer Mortgage Rates

Philadelphia Mortgage Rates

Pittsburgh Mortgage Rates

Pottsville Mortgage Rates

Reading Mortgage Rates

Scranton Mortgage Rates

State College Mortgage Rates

Uniontown Mortgage Rates

Upper Darby Mortgage Rates

Washington Mortgage Rates

West Chester Mortgage Rates

Westmoreland Mortgage Rates

Wilkes Barre Mortgage Rates

Williamsport Mortgage Rates

York Mortgage Rates