Compare mortgage rates and fees for leading lenders in Upper Darby, PA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Upper Darby.
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October 23, 2019
The current average rate for a 30 year fixed rate mortgage in Upper Darby is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%
The median home value for Upper Darby, PA (Delaware County) is $257,635
The median household income for Upper Darby, PA (Delaware County) is $71,974
Based on current mortgage rates and a 10% down payment, you need to make $47,799 per year to buy the median priced home in Upper Darby
The home price you can afford to buy based on household income in Upper Darby is 151% of the median home value which means housing prices are average
Upper Darby (Delaware County) ranks 61 out of 67 counties in Pennsylvania and 2,534 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Upper Darby, PA is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Upper Darby (Delaware County) below.
Conforming loan limits for Upper Darby, PA
FHA loan limits for Upper Darby, PA
VA loan limits for Upper Darby, PA
US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs
FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat
Income Growth: https://www.bls.gov
National Average Rates: http://www.freddiemac.com/pmms/
Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx
FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm
VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp
FREEandCLEAR Housing Affordability Index