Compare Upper Darby, PA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Upper Darby.
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January 22, 2022
Below we provide helpful information on the real estate market, home prices and housing affordability in Upper Darby. Understand how much you need to earn to afford a home in Upper Darby, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Upper Darby fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Upper Darby is right for you.
The median home value for Upper Darby, PA (Delaware County) is $299,368
Based on current mortgage rates and a 10% down payment, you need to make $49,050 per year to buy the median priced home in Upper Darby
With this income, you could qualify for a $269,432 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Upper Darby is $1,136
The median household income for Upper Darby, PA (Delaware County) is $83,594
Based on this income, you can afford a home valued at approximately $510,196
The home price you can afford to buy based on household income in Upper Darby is 170% of the median home value which means housing prices are average. Upper Darby (Delaware County) ranks 58 out of 67 counties in Pennsylvania and 2,298 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Upper Darby, PA is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Upper Darby (Delaware County) below.
Conforming loan limits for Upper Darby, PA
FHA loan limits for Upper Darby, PA