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Upper Darby

Current Mortgage Rates in Upper Darby, Pennsylvania

Compare mortgage rates and fees for leading lenders in Upper Darby, PA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Upper Darby.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Upper Darby. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Upper Darby, PA as of January 20, 2020
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.
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How Do Today's Upper Darby, PA Mortgage Rates Compare?

January 20, 2020

The current average rate for a 30 year fixed rate mortgage in Upper Darby is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Upper Darby, PA Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.690%
15 Year Fixed Rate
B.BBB%
3.150%
5/1 Adjustable Rate Mortgage
C.CCC%
3.350%

How Affordable is Housing in Upper Darby, Pennsylvania?

Below we provide helpful information on the real estate market, home prices and housing affordability in Upper Darby. Understand how much you need to earn to afford a home in Upper Darby, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Upper Darby fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Upper Darby is right for you.

The median home value for Upper Darby, PA (Delaware County) is $271,805

Based on current mortgage rates and a 10% down payment, you need to make $48,918 per year to buy the median priced home in Upper Darby

With this income, you could qualify for a $244,624 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Upper Darby is $1,133

The median household income for Upper Darby, PA (Delaware County) is $73,655

Based on this income, you can afford a home valued at approximately $409,254

The home price you can afford to buy based on household income in Upper Darby is 151% of the median home value which means housing prices are average. Upper Darby (Delaware County) ranks 61 out of 67 counties in Pennsylvania and 2,520 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Upper Darby, PA is average

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Loan Limits for Upper Darby, Pennsylvania

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Upper Darby (Delaware County) below.

Conforming loan limits for Upper Darby, PA

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Upper Darby, PA

1 unit: $408,250
2 units: $522,600
3 units: $631,750
4 units: $785,100

VA loan limits for Upper Darby, PA

1 unit: $510,400

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