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March 20, 2023
Below we provide helpful information on the real estate market, home prices and housing affordability in Carlisle. Understand how much you need to earn to afford a home in Carlisle, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Carlisle fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Carlisle is right for you.
The median home value for Carlisle, PA (Cumberland County) is $264,036
Based on current mortgage rates and a 10% down payment, you need to make $55,082 per year to buy the median priced home in Carlisle
With this income, you could qualify for a $237,633 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Carlisle is $1,276
The median household income for Carlisle, PA (Cumberland County) is $83,898
Based on this income, you can afford a home valued at approximately $402,166
The home price you can afford to buy based on household income in Carlisle is 152% of the median home value which means housing prices are average. Carlisle (Cumberland County) ranks 42 out of 67 counties in Pennsylvania and 1,815 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Carlisle, PA is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Carlisle (Cumberland County) below.
Conforming loan limits for Carlisle, PA
FHA loan limits for Carlisle, PA
VA loan limits for Carlisle, PA
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