Compare mortgage rates and fees for leading lenders in Carlisle, PA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Carlisle.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Carlisle. Plus, shopping lenders is free and there is no obligation.
December 16, 2019
The current average rate for a 30 year fixed rate mortgage in Carlisle is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%
The median home value for Carlisle, PA (Cumberland County) is $214,640
The median household income for Carlisle, PA (Cumberland County) is $67,548
Based on current mortgage rates and a 10% down payment, you need to make $39,823 per year to buy the median priced home in Carlisle
The home price you can afford to buy based on household income in Carlisle is 170% of the median home value which means housing prices are average
Carlisle (Cumberland County) ranks 52 out of 67 counties in Pennsylvania and 2,194 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Carlisle, PA is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Carlisle (Cumberland County) below.
Conforming loan limits for Carlisle, PA
FHA loan limits for Carlisle, PA
VA loan limits for Carlisle, PA
US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs
FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat
Income Growth: https://www.bls.gov
National Average Rates: http://www.freddiemac.com/pmms/
Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx
FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm
VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp
FREEandCLEAR Housing Affordability Index