East Stroudsburg

Compare Current East Stroudsburg, Pennsylvania Mortgage Rates

Compare East Stroudsburg, PA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in East Stroudsburg.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in East Stroudsburg. Plus, shopping lenders is free and there is no obligation.

East Stroudsburg, PA Mortgage Rates as of July 19, 2024
  • Lender
  • APR
  • Loan Type
  • Rate
  • Payment
  • Fees & Points
  • Contact

Get Personalized Mortgage Quotes

Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

Get Free Personalized Mortgage Quotes

Compare Today's East Stroudsburg, PA Mortgage Rates

July 19, 2024

Current mortgage rates in East Stroudsburg, PA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
East Stroudsburg, PA Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in East Stroudsburg, Pennsylvania?

Below we provide helpful information on the real estate market, home prices and housing affordability in East Stroudsburg. Understand how much you need to earn to afford a home in East Stroudsburg, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in East Stroudsburg fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in East Stroudsburg is right for you.

The median home value for East Stroudsburg, PA (Monroe County) is $251,826

Based on current mortgage rates and a 10% down payment, you need to make $52,535 per year to buy the median priced home in East Stroudsburg

With this income, you could qualify for a $226,643 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in East Stroudsburg is $1,217

The median household income for East Stroudsburg, PA (Monroe County) is $79,722

Based on this income, you can afford a home valued at approximately $382,148

The home price you can afford to buy based on household income in East Stroudsburg is 152% of the median home value which means housing prices are average. East Stroudsburg (Monroe County) ranks 43 out of 67 counties in Pennsylvania and 1,836 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in East Stroudsburg, PA is average


Loan Limits for East Stroudsburg, Pennsylvania

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for East Stroudsburg (Monroe County) below.

Conforming loan limits for East Stroudsburg, PA

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for East Stroudsburg, PA

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for East Stroudsburg, PA

1 unit: $726,200

Additional Mortgage Resources for East Stroudsburg, PA Residents

Mortgage Rates for Pennsylvania Cities

Allentown Mortgage Rates

Altoona Mortgage Rates

Beaver Mortgage Rates

Bensalem Mortgage Rates

Bethlehem Mortgage Rates

Butler Mortgage Rates

Carlisle Mortgage Rates

Chambersburg Mortgage Rates

East Stroudsburg Mortgage Rates

Erie Mortgage Rates

Gettysburg Mortgage Rates

Harrisburg Mortgage Rates

Johnstown Mortgage Rates

Lancaster Mortgage Rates

Lebanon Mortgage Rates

Lower Merion Mortgage Rates

Mercer Mortgage Rates

Philadelphia Mortgage Rates

Pittsburgh Mortgage Rates

Pottsville Mortgage Rates

Reading Mortgage Rates

Scranton Mortgage Rates

State College Mortgage Rates

Uniontown Mortgage Rates

Upper Darby Mortgage Rates

Washington Mortgage Rates

West Chester Mortgage Rates

Westmoreland Mortgage Rates

Wilkes Barre Mortgage Rates

Williamsport Mortgage Rates

York Mortgage Rates