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East Stroudsburg

Current Mortgage Rates in East Stroudsburg, Pennsylvania

Compare mortgage rates and fees for leading lenders in East Stroudsburg, PA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in East Stroudsburg.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in East Stroudsburg. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in East Stroudsburg, PA as of September 18, 2020
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.
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How Do Today's East Stroudsburg, PA Mortgage Rates Compare?

September 18, 2020

The current average rate for a 30 year fixed rate mortgage in East Stroudsburg is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
East Stroudsburg, PA Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.650%
15 Year Fixed Rate
B.BBB%
3.090%
5/1 Adjustable Rate Mortgage
C.CCC%
3.390%

How Affordable is Housing in East Stroudsburg, Pennsylvania?

Below we provide helpful information on the real estate market, home prices and housing affordability in East Stroudsburg. Understand how much you need to earn to afford a home in East Stroudsburg, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in East Stroudsburg fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in East Stroudsburg is right for you.

The median home value for East Stroudsburg, PA (Monroe County) is $193,052

Based on current mortgage rates and a 10% down payment, you need to make $34,744 per year to buy the median priced home in East Stroudsburg

With this income, you could qualify for a $173,746 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in East Stroudsburg is $805

The median household income for East Stroudsburg, PA (Monroe County) is $64,787

Based on this income, you can afford a home valued at approximately $359,977

The home price you can afford to buy based on household income in East Stroudsburg is 186% of the median home value which means housing prices are average. East Stroudsburg (Monroe County) ranks 34 out of 67 counties in Pennsylvania and 1,831 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in East Stroudsburg, PA is average

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Loan Limits for East Stroudsburg, Pennsylvania

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for East Stroudsburg (Monroe County) below.

Conforming loan limits for East Stroudsburg, PA

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for East Stroudsburg, PA

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for East Stroudsburg, PA

1 unit: $510,400

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