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Compare Current East Stroudsburg, Pennsylvania Mortgage Rates
Compare East Stroudsburg, PA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in East Stroudsburg.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in East Stroudsburg. Plus, shopping lenders is free and there is no obligation.
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East Stroudsburg, PA Mortgage Rates as of July 27, 2024
Loan terms assume conforming mortgage amount on single family residence, 80% LTV ratio and minimum borrower credit score of 740. $150,000 minimum mortgage amount. Borrower is responsible for $1,055 lender fee. Loan terms are subject to change without notice.
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Compare Today's East Stroudsburg, PA Mortgage Rates
July 27, 2024
Current mortgage rates in East Stroudsburg, PA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)
Mortgage Program
Today's East Stroudsburg, PA Rates
National Average
Comparison
30 Year Fixed Rate
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6.669%
15 Year Fixed Rate
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5.960%
5/1 Adjustable Rate Mortgage
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6.250%
How Affordable is Housing in East Stroudsburg, Pennsylvania?
Below we provide helpful information on the real estate market, home prices and housing affordability in East Stroudsburg. Understand how much you need to earn to afford a home in East Stroudsburg, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in East Stroudsburg fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in East Stroudsburg is right for you.
The median home value for East Stroudsburg, PA (Monroe County) is $251,826
Based on current mortgage rates and a 10% down payment, you need to make $52,535 per year to buy the median priced home in East Stroudsburg
With this income, you could qualify for a $226,643 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in East Stroudsburg is $1,217
The median household income for East Stroudsburg, PA (Monroe County) is $79,722
Based on this income, you can afford a home valued at approximately $382,148
The home price you can afford to buy based on household income in East Stroudsburg is 152% of the median home value which means housing prices are average.
East Stroudsburg (Monroe County) ranks 43 out of 67 counties in Pennsylvania and 1,836 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in East Stroudsburg, PA is average
Loan Limits for East Stroudsburg, Pennsylvania
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for East Stroudsburg (Monroe County) below.
Conforming loan limits for East Stroudsburg, PA
1 unit:$726,200
2 units:$929,850
3 units:$1,123,900
4 units:$1,396,800
FHA loan limits for East Stroudsburg, PA
1 unit:$472,030
2 units:$604,400
3 units:$730,525
4 units:$907,900
VA loan limits for East Stroudsburg, PA
1 unit:$726,200
Additional Mortgage Resources for East Stroudsburg, PA Residents