Lender Table Disclaimer

DISCLOSURES:

Mortgage Products (Purchase and Refinance):

The lenders whose rates and other terms appear on this site are ICB’s advertising partners, they provide their rate information to our data partner RateUpdate.com. The interest rates, annual percentage rates, and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind any lender. Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included.

Although RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables, including but not limited to special marketing notes, is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

The rate, terms, pre-paid finance charges and APR are based on several factors including, but not limited to, the credit score selected by the consumer, type of property, the loan to value ratio, the loan amount reflected by the consumer’s search and location of the property.Annual Percentage Rates (APR) include all prepaid finance charges that can be amortized over the life of the loan under the Truth-in-Lending Act (TILA). FHA APR will be inclusive of the HUD required Up Front Mortgage Insurance Premium (UFMIP). VA APR will be inclusive of the Veterans Administration required Funding Fee.

The rate is based on an applicant with verifiable income and no other relationship with the financial institution offering the loan. All quotes are for products or loans that do not contain prepayment penalties or negative amortization. Rates are based on a 30-, 45- or 60-day lock periods, and can include discount point ranges of 0 – 3%. Fees disclosed can include lenders origination points, or brokers’ fee charged as a percentage of the loan amount.

Home Equity Products:

Home Equity Loans - Rates are based on a fixed rate home equity loan for an owner-occupied residence, second lien, 10-year or 15-year repayment terms with an 80% loan-to-value ratio for loan amounts of $50,000 or $50,000+.

Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing.

Conditions “No closing costs” indicates that consumer is not required to pay closing costs on the loan. "With closing costs" indicates that consumer is required to pay closing costs on the loan. Rates displayed may include discounts. Rates are subject to change without notice.

Home Equity Line of Credit - Rates are based on a variable rate, second lien revolving home equity line of credit for an owner-occupied residence with an 80% loan-to-value ratio for line amounts of $50,000 or $50,000+.

Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing.

Conditions – “No closing costs” indicates that consumer is not required to pay closing costs on the line of credit. "With closing costs" indicates that consumer is required to pay closing costs on the line of credit. Rates displayed may include discounts. Rates are subject to change without notice.

Deposit and Retirement Products:

APY’s – Annual Percentage Yields - are based on the highest APY offered for the given deposit amount and below. Rates are subject to change without notice. “Min. Balance” represents the minimum amount to obtain the APY.

Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. These offers do not represent all deposit accounts available.

Auto Loan Products:

New Auto Loans - Rates are based on a $25,000 loan for a purchase transaction of a new vehicle. Discounts indicate the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates are based on a 740 Credit Score and they are subject to change without notice.

Used Auto Loans - Rates are based on a $15,000 loan for a purchase or refinance transaction of a 2-year old used vehicle. Discounts indicate the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates are based on a 740 Credit Score and they are subject to change without notice.

Mortgage Average Rate Data:

The information on the daily averages includes financial product data that was in the Curinos database at the time of publication. The assumptions used to calculate the rates are stated below.

APR's are based on a $315,000 for conforming loans and $850,000 for jumbo loans of an owner occupied, single-family residence with an 80% loan-to-value ratio, and rate lock ranging from 30 to 60 days. Rates are valid for a consumer with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no-cash-out" loans. All quotes are for products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Contact us to have your rates included in this chart.

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