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Gettysburg

Compare Current Gettysburg, Pennsylvania Mortgage Rates

Compare Gettysburg, PA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Gettysburg.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Gettysburg. Plus, shopping lenders is free and there is no obligation.

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Gettysburg, PA Mortgage Rates as of September 25, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.
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Compare Today's Gettysburg, PA Mortgage Rates

September 25, 2022

Current mortgage rates in Gettysburg, PA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
Gettysburg, PA Rates
National
Average
Comparison
30 Year Fixed Rate
%
6.020%
15 Year Fixed Rate
%
5.210%
5/1 Adjustable Rate Mortgage
%
4.930%

How Affordable is Housing in Gettysburg, Pennsylvania?

Below we provide helpful information on the real estate market, home prices and housing affordability in Gettysburg. Understand how much you need to earn to afford a home in Gettysburg, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Gettysburg fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Gettysburg is right for you.

The median home value for Gettysburg, PA (Adams County) is $246,821

Based on current mortgage rates and a 10% down payment, you need to make $40,441 per year to buy the median priced home in Gettysburg

With this income, you could qualify for a $222,139 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Gettysburg is $937

The median household income for Gettysburg, PA (Adams County) is $73,191

Based on this income, you can afford a home valued at approximately $446,708

The home price you can afford to buy based on household income in Gettysburg is 181% of the median home value which means housing prices are average. Gettysburg (Adams County) ranks 48 out of 67 counties in Pennsylvania and 2,106 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Gettysburg, PA is average

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Loan Limits for Gettysburg, Pennsylvania

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Gettysburg (Adams County) below.

Conforming loan limits for Gettysburg, PA

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Gettysburg, PA

1 unit: $420,680
2 units: $538,650
3 units: $651,050
4 units: $809,150

VA loan limits for Gettysburg, PA

1 unit: $647,200

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