Compare mortgage rates and fees for leading lenders in Gettysburg, PA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Gettysburg.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Gettysburg. Plus, shopping lenders is free and there is no obligation.
December 10, 2019
The current average rate for a 30 year fixed rate mortgage in Gettysburg is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%
The median home value for Gettysburg, PA (Adams County) is $211,030
The median household income for Gettysburg, PA (Adams County) is $64,577
Based on current mortgage rates and a 10% down payment, you need to make $39,153 per year to buy the median priced home in Gettysburg
The home price you can afford to buy based on household income in Gettysburg is 165% of the median home value which means housing prices are average
Gettysburg (Adams County) ranks 55 out of 67 counties in Pennsylvania and 2,284 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Gettysburg, PA is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Gettysburg (Adams County) below.
Conforming loan limits for Gettysburg, PA
FHA loan limits for Gettysburg, PA
VA loan limits for Gettysburg, PA
US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs
FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat
Income Growth: https://www.bls.gov
National Average Rates: http://www.freddiemac.com/pmms/
Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx
FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm
VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp
FREEandCLEAR Housing Affordability Index