Compare mortgage rates and fees for leading lenders in Gettysburg, PA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Gettysburg.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Gettysburg. Plus, shopping lenders is free and there is no obligation.
September 22, 2020
The current average rate for a 30 year fixed rate mortgage in Gettysburg is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%
Below we provide helpful information on the real estate market, home prices and housing affordability in Gettysburg. Understand how much you need to earn to afford a home in Gettysburg, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Gettysburg fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Gettysburg is right for you.
The median home value for Gettysburg, PA (Adams County) is $223,269
Based on current mortgage rates and a 10% down payment, you need to make $40,183 per year to buy the median priced home in Gettysburg
With this income, you could qualify for a $200,942 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Gettysburg is $931
The median household income for Gettysburg, PA (Adams County) is $66,085
Based on this income, you can afford a home valued at approximately $367,191
The home price you can afford to buy based on household income in Gettysburg is 164% of the median home value which means housing prices are average. Gettysburg (Adams County) ranks 56 out of 67 counties in Pennsylvania and 2,275 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Gettysburg, PA is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Gettysburg (Adams County) below.
Conforming loan limits for Gettysburg, PA
FHA loan limits for Gettysburg, PA
VA loan limits for Gettysburg, PA