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Gettysburg

Current Mortgage Rates in Gettysburg, Pennsylvania

Compare mortgage rates and fees for leading lenders in Gettysburg, PA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Gettysburg.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Gettysburg. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Gettysburg, PA as of August 24, 2019
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Get Personalized Mortgage Quotes for Gettysburg, PA

Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Gettysburg, PA Mortgage Rates Compare?

August 24, 2019

The current average rate for a 30 year fixed rate mortgage in Gettysburg is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Gettysburg, PA Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.600%
15 Year Fixed Rate
B.BBB%
3.050%
5/1 Adjustable Rate Mortgage
C.CCC%
3.360%

How Affordable is Housing in Gettysburg, Pennsylvania?

The median home value for Gettysburg, PA (Adams County) is $211,030

The median household income for Gettysburg, PA (Adams County) is $64,577

Based on current mortgage rates and a 10% down payment, you need to make $39,153 per year to buy the median priced home in Gettysburg

The home price you can afford to by based on household income in Gettysburg is 165% of the median home value which means housing prices are average

Gettysburg (Adams County) ranks 55 out of 67 counties in Pennsylvania and 2,284 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Gettysburg, PA is average

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Loan Limits for Gettysburg, Pennsylvania

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Gettysburg (Adams County) below.

Conforming loan limits for Gettysburg, PA

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Gettysburg, PA

1 unit: $314,827
2 units: $403,125
3 units: $487,250
4 units: $605,525

VA loan limits for Gettysburg, PA

1 unit: $484,350

Additional Mortgage Resources for Gettysburg, PA Residents

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Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index