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Westmoreland

Compare Current Westmoreland, Pennsylvania Mortgage Rates

Compare Westmoreland, PA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Westmoreland.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Westmoreland. Plus, shopping lenders is free and there is no obligation.

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Westmoreland, PA Mortgage Rates as of May 25, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.
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Compare Today's Westmoreland, PA Mortgage Rates

May 25, 2022

Current mortgage rates in Westmoreland, PA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
Westmoreland, PA Rates
National
Average
Comparison
30 Year Fixed Rate
%
5.250%
15 Year Fixed Rate
%
4.430%
5/1 Adjustable Rate Mortgage
%
4.080%

How Affordable is Housing in Westmoreland, Pennsylvania?

Below we provide helpful information on the real estate market, home prices and housing affordability in Westmoreland. Understand how much you need to earn to afford a home in Westmoreland, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Westmoreland fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Westmoreland is right for you.

The median home value for Westmoreland, PA is $195,050

Based on current mortgage rates and a 10% down payment, you need to make $31,958 per year to buy the median priced home in Westmoreland

With this income, you could qualify for a $175,545 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Westmoreland is $740

The median household income for Westmoreland, PA is $63,850

Based on this income, you can afford a home valued at approximately $389,697

The home price you can afford to buy based on household income in Westmoreland is 200% of the median home value which means housing prices are average. Westmoreland ranks 33 out of 67 counties in Pennsylvania and 1,735 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Westmoreland, PA is average

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Loan Limits for Westmoreland, Pennsylvania

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Westmoreland below.

Conforming loan limits for Westmoreland, PA

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Westmoreland, PA

1 unit: $420,680
2 units: $538,650
3 units: $651,050
4 units: $809,150

VA loan limits for Westmoreland, PA

1 unit: $647,200

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