Current Mortgage Rates in Westmoreland, Pennsylvania

Compare mortgage rates and fees for leading lenders in Westmoreland, PA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Westmoreland.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Westmoreland. Plus, shopping lenders is free and there is no obligation.

Mortgage Rates in Westmoreland, PA as of September 19, 2020
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.


How Do Today's Westmoreland, PA Mortgage Rates Compare?

September 19, 2020

The current average rate for a 30 year fixed rate mortgage in Westmoreland is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Westmoreland, PA Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Westmoreland, Pennsylvania?

Below we provide helpful information on the real estate market, home prices and housing affordability in Westmoreland. Understand how much you need to earn to afford a home in Westmoreland, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Westmoreland fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Westmoreland is right for you.

The median home value for Westmoreland, PA is $167,811

Based on current mortgage rates and a 10% down payment, you need to make $30,202 per year to buy the median priced home in Westmoreland

With this income, you could qualify for a $151,030 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Westmoreland is $699

The median household income for Westmoreland, PA is $59,800

Based on this income, you can afford a home valued at approximately $332,272

The home price you can afford to buy based on household income in Westmoreland is 198% of the median home value which means housing prices are average. Westmoreland ranks 29 out of 67 counties in Pennsylvania and 1,616 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Westmoreland, PA is average


Loan Limits for Westmoreland, Pennsylvania

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Westmoreland below.

Conforming loan limits for Westmoreland, PA

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Westmoreland, PA

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Westmoreland, PA

1 unit: $510,400

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