Compare mortgage rates and fees for leading lenders in Bethlehem, PA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Bethlehem.
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December 14, 2019
The current average rate for a 30 year fixed rate mortgage in Bethlehem is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%
The median home value for Bethlehem, PA (Northampton County) is $225,568
The median household income for Bethlehem, PA (Northampton County) is $67,389
Based on current mortgage rates and a 10% down payment, you need to make $41,850 per year to buy the median priced home in Bethlehem
The home price you can afford to buy based on household income in Bethlehem is 161% of the median home value which means housing prices are average
Bethlehem (Northampton County) ranks 58 out of 67 counties in Pennsylvania and 2,357 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Bethlehem, PA is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Bethlehem (Northampton County) below.
Conforming loan limits for Bethlehem, PA
FHA loan limits for Bethlehem, PA
VA loan limits for Bethlehem, PA
US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs
FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat
Income Growth: https://www.bls.gov
National Average Rates: http://www.freddiemac.com/pmms/
Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx
FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm
VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp
FREEandCLEAR Housing Affordability Index