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Compare Current Washington, Pennsylvania Mortgage Rates
Compare Washington, PA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Washington.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Washington. Plus, shopping lenders is free and there is no obligation.
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Washington, PA Mortgage Rates as of November 29, 2023
Loan terms assume conforming mortgage amount on single family residence, 80% LTV ratio and minimum borrower credit score of 740. $150,000 minimum mortgage amount. Borrower is responsible for $1,055 lender fee. Loan terms are subject to change without notice.
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.
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Compare Today's Washington, PA Mortgage Rates
November 29, 2023
Current mortgage rates in Washington, PA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)
Mortgage Program
Today's Washington, PA Rates
National Average
Comparison
30 Year Fixed Rate
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7.440%
15 Year Fixed Rate
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6.760%
5/1 Adjustable Rate Mortgage
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6.750%
How Affordable is Housing in Washington, Pennsylvania?
Below we provide helpful information on the real estate market, home prices and housing affordability in Washington. Understand how much you need to earn to afford a home in Washington, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Washington fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Washington is right for you.
The median home value for Washington, PA is $223,781
Based on current mortgage rates and a 10% down payment, you need to make $46,684 per year to buy the median priced home in Washington
With this income, you could qualify for a $201,403 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Washington is $1,081
The median household income for Washington, PA is $69,407
Based on this income, you can afford a home valued at approximately $332,701
The home price you can afford to buy based on household income in Washington is 149% of the median home value which means housing prices are average.
Washington ranks 46 out of 67 counties in Pennsylvania and 1,919 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Washington, PA is average
Loan Limits for Washington, Pennsylvania
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Washington below.
Conforming loan limits for Washington, PA
1 unit:$726,200
2 units:$929,850
3 units:$1,123,900
4 units:$1,396,800
FHA loan limits for Washington, PA
1 unit:$472,030
2 units:$604,400
3 units:$730,525
4 units:$907,900
VA loan limits for Washington, PA
1 unit:$726,200
Additional Mortgage Resources for Washington, PA Residents