Wilkes Barre

Current Mortgage Rates in Wilkes Barre, Pennsylvania

Compare mortgage rates and fees for leading lenders in Wilkes Barre, PA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Wilkes Barre.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Wilkes Barre. Plus, shopping lenders is free and there is no obligation.

Mortgage Rates in Wilkes Barre, PA as of September 22, 2020
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.


How Do Today's Wilkes Barre, PA Mortgage Rates Compare?

September 22, 2020

The current average rate for a 30 year fixed rate mortgage in Wilkes Barre is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Wilkes Barre, PA Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Wilkes Barre, Pennsylvania?

Below we provide helpful information on the real estate market, home prices and housing affordability in Wilkes Barre. Understand how much you need to earn to afford a home in Wilkes Barre, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Wilkes Barre fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Wilkes Barre is right for you.

The median home value for Wilkes Barre, PA (Luzerne County) is $135,623

Based on current mortgage rates and a 10% down payment, you need to make $24,409 per year to buy the median priced home in Wilkes Barre

With this income, you could qualify for a $122,061 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Wilkes Barre is $565

The median household income for Wilkes Barre, PA (Luzerne County) is $51,983

Based on this income, you can afford a home valued at approximately $288,838

The home price you can afford to buy based on household income in Wilkes Barre is 213% of the median home value which means housing prices are affordable. Wilkes Barre (Luzerne County) ranks 19 out of 67 counties in Pennsylvania and 1,311 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Wilkes Barre, PA is affordable


Loan Limits for Wilkes Barre, Pennsylvania

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Wilkes Barre (Luzerne County) below.

Conforming loan limits for Wilkes Barre, PA

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Wilkes Barre, PA

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Wilkes Barre, PA

1 unit: $510,400

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