Wilkes Barre

Compare Current Wilkes Barre, Pennsylvania Mortgage Rates

Compare Wilkes Barre, PA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Wilkes Barre.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Wilkes Barre. Plus, shopping lenders is free and there is no obligation.

Wilkes Barre, PA Mortgage Rates as of October 1, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's Wilkes Barre, PA Mortgage Rates

October 1, 2022

Current mortgage rates in Wilkes Barre, PA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Wilkes Barre, PA Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Wilkes Barre, Pennsylvania?

Below we provide helpful information on the real estate market, home prices and housing affordability in Wilkes Barre. Understand how much you need to earn to afford a home in Wilkes Barre, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Wilkes Barre fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Wilkes Barre is right for you.

The median home value for Wilkes Barre, PA (Luzerne County) is $154,988

Based on current mortgage rates and a 10% down payment, you need to make $25,394 per year to buy the median priced home in Wilkes Barre

With this income, you could qualify for a $139,489 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Wilkes Barre is $588

The median household income for Wilkes Barre, PA (Luzerne County) is $58,337

Based on this income, you can afford a home valued at approximately $356,047

The home price you can afford to buy based on household income in Wilkes Barre is 230% of the median home value which means housing prices are affordable. Wilkes Barre (Luzerne County) ranks 17 out of 67 counties in Pennsylvania and 1,149 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Wilkes Barre, PA is affordable


Loan Limits for Wilkes Barre, Pennsylvania

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Wilkes Barre (Luzerne County) below.

Conforming loan limits for Wilkes Barre, PA

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Wilkes Barre, PA

1 unit: $420,680
2 units: $538,650
3 units: $651,050
4 units: $809,150

VA loan limits for Wilkes Barre, PA

1 unit: $647,200

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