Compare Westmoreland, PA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Westmoreland.
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August 2, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Westmoreland. Understand how much you need to earn to afford a home in Westmoreland, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Westmoreland fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Westmoreland is right for you.
The median home value for Westmoreland, PA is $193,310
Based on current mortgage rates and a 10% down payment, you need to make $40,328 per year to buy the median priced home in Westmoreland
With this income, you could qualify for a $173,979 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Westmoreland is $934
The median household income for Westmoreland, PA is $63,985
Based on this income, you can afford a home valued at approximately $306,710
The home price you can afford to buy based on household income in Westmoreland is 159% of the median home value which means housing prices are average. Westmoreland ranks 33 out of 67 counties in Pennsylvania and 1,660 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Westmoreland, PA is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Westmoreland below.
Conforming loan limits for Westmoreland, PA
FHA loan limits for Westmoreland, PA