Compare Altoona, PA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Altoona.
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August 28, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Altoona. Understand how much you need to earn to afford a home in Altoona, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Altoona fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Altoona is right for you.
The median home value for Altoona, PA (Blair County) is $142,896
Based on current mortgage rates and a 10% down payment, you need to make $29,810 per year to buy the median priced home in Altoona
With this income, you could qualify for a $128,606 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Altoona is $690
The median household income for Altoona, PA (Blair County) is $58,198
Based on this income, you can afford a home valued at approximately $278,974
The home price you can afford to buy based on household income in Altoona is 195% of the median home value which means housing prices are average. Altoona (Blair County) ranks 14 out of 67 counties in Pennsylvania and 872 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Altoona, PA is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Altoona (Blair County) below.
Conforming loan limits for Altoona, PA
FHA loan limits for Altoona, PA