Compare Port St. Lucie, FL mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Port St. Lucie.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Port St. Lucie. Plus, shopping lenders is free and there is no obligation.
November 29, 2023
Below we provide helpful information on the real estate market, home prices and housing affordability in Port St. Lucie. Understand how much you need to earn to afford a home in Port St. Lucie, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Port St. Lucie fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Port St. Lucie is right for you.
The median home value for Port St. Lucie, FL (St. Lucie County) is $324,746
Based on current mortgage rates and a 10% down payment, you need to make $67,747 per year to buy the median priced home in Port St. Lucie
With this income, you could qualify for a $292,271 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Port St. Lucie is $1,569
The median household income for Port St. Lucie, FL (St. Lucie County) is $63,714
Based on this income, you can afford a home valued at approximately $305,412
The home price you can afford to buy based on household income in Port St. Lucie is 94% of the median home value which means housing prices are expensive. Port St. Lucie (St. Lucie County) ranks 46 out of 67 counties in Florida and 2,874 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Port St. Lucie, FL is expensive
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Port St. Lucie (St. Lucie County) below.
Conforming loan limits for Port St. Lucie, FL
FHA loan limits for Port St. Lucie, FL
VA loan limits for Port St. Lucie, FL
Learn what price home you can afford to buy in Port St. Lucie