Compare mortgage rates and fees for leading lenders in Port St. Lucie, FL. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Port St. Lucie.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Port St. Lucie. Plus, shopping lenders is free and there is no obligation.
October 22, 2019
The current average rate for a 30 year fixed rate mortgage in Port St. Lucie is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%
The median home value for Port St. Lucie, FL (St. Lucie County) is $198,389
The median household income for Port St. Lucie, FL (St. Lucie County) is $48,573
Based on current mortgage rates and a 10% down payment, you need to make $36,807 per year to buy the median priced home in Port St. Lucie
The home price you can afford to buy based on household income in Port St. Lucie is 132% of the median home value which means housing prices are average
Port St. Lucie (St. Lucie County) ranks 45 out of 67 counties in Florida and 2,774 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Port St. Lucie, FL is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Port St. Lucie (St. Lucie County) below.
Conforming loan limits for Port St. Lucie, FL
FHA loan limits for Port St. Lucie, FL
VA loan limits for Port St. Lucie, FL
Learn what price home you can afford to buy in Port St. Lucie
US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs
FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat
Income Growth: https://www.bls.gov
National Average Rates: http://www.freddiemac.com/pmms/
Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx
FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm
VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp
FREEandCLEAR Housing Affordability Index