Compare Kissimmee, FL mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Kissimmee.
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August 22, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Kissimmee. Understand how much you need to earn to afford a home in Kissimmee, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Kissimmee fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Kissimmee is right for you.
The median home value for Kissimmee, FL (Osceola County) is $340,244
Based on current mortgage rates and a 10% down payment, you need to make $70,980 per year to buy the median priced home in Kissimmee
With this income, you could qualify for a $306,219 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Kissimmee is $1,644
The median household income for Kissimmee, FL (Osceola County) is $61,470
Based on this income, you can afford a home valued at approximately $294,654
The home price you can afford to buy based on household income in Kissimmee is 87% of the median home value which means housing prices are expensive. Kissimmee (Osceola County) ranks 54 out of 67 counties in Florida and 2,942 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Kissimmee, FL is expensive
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Kissimmee (Osceola County) below.
Conforming loan limits for Kissimmee, FL
FHA loan limits for Kissimmee, FL