Compare Current Kissimmee, Florida Mortgage Rates

Compare Kissimmee, FL mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Kissimmee.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Kissimmee. Plus, shopping lenders is free and there is no obligation.

Kissimmee, FL Mortgage Rates as of May 22, 2024
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Kissimmee, FL Mortgage Rates

May 22, 2024

Current mortgage rates in Kissimmee, FL are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Kissimmee, FL Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Kissimmee, Florida?

Below we provide helpful information on the real estate market, home prices and housing affordability in Kissimmee. Understand how much you need to earn to afford a home in Kissimmee, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Kissimmee fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Kissimmee is right for you.

The median home value for Kissimmee, FL (Osceola County) is $340,244

Based on current mortgage rates and a 10% down payment, you need to make $70,980 per year to buy the median priced home in Kissimmee

With this income, you could qualify for a $306,219 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Kissimmee is $1,644

The median household income for Kissimmee, FL (Osceola County) is $61,470

Based on this income, you can afford a home valued at approximately $294,654

The home price you can afford to buy based on household income in Kissimmee is 87% of the median home value which means housing prices are expensive. Kissimmee (Osceola County) ranks 54 out of 67 counties in Florida and 2,942 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Kissimmee, FL is expensive


Loan Limits for Kissimmee, Florida

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Kissimmee (Osceola County) below.

Conforming loan limits for Kissimmee, FL

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Kissimmee, FL

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for Kissimmee, FL

1 unit: $726,200

Additional Mortgage Resources for Kissimmee, FL Residents

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