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Navarre

Current Mortgage Rates in Navarre, Florida

Compare mortgage rates and fees for leading lenders in Navarre, FL. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Navarre.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Navarre. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Navarre, FL as of August 19, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Navarre, FL Mortgage Rates Compare?

August 19, 2019

The current average rate for a 30 year fixed rate mortgage in Navarre is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Navarre, FL Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.600%
15 Year Fixed Rate
B.BBB%
3.050%
5/1 Adjustable Rate Mortgage
C.CCC%
3.360%

How Affordable is Housing in Navarre, Florida?

The median home value for Navarre, FL (Santa Rosa County) is $213,733

The median household income for Navarre, FL (Santa Rosa County) is $64,649

Based on current mortgage rates and a 10% down payment, you need to make $39,654 per year to buy the median priced home in Navarre

The home price you can afford to by based on household income in Navarre is 163% of the median home value which means housing prices are average

Navarre (Santa Rosa County) ranks 29 out of 67 counties in Florida and 2,322 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Navarre, FL is average

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Loan Limits for Navarre, Florida

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Navarre (Santa Rosa County) below.

Conforming loan limits for Navarre, FL

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Navarre, FL

1 unit: $314,827
2 units: $403,125
3 units: $487,250
4 units: $605,525

VA loan limits for Navarre, FL

1 unit: $484,350

Additional Mortgage Resources for Navarre, FL Residents

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Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index