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Navarre

Current Mortgage Rates in Navarre, Florida

Compare mortgage rates and fees for leading lenders in Navarre, FL. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Navarre.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Navarre. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Navarre, FL as of April 4, 2020
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.
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How Do Today's Navarre, FL Mortgage Rates Compare?

April 4, 2020

The current average rate for a 30 year fixed rate mortgage in Navarre is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Navarre, FL Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.650%
15 Year Fixed Rate
B.BBB%
3.090%
5/1 Adjustable Rate Mortgage
C.CCC%
3.390%

How Affordable is Housing in Navarre, Florida?

Below we provide helpful information on the real estate market, home prices and housing affordability in Navarre. Understand how much you need to earn to afford a home in Navarre, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Navarre fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Navarre is right for you.

The median home value for Navarre, FL (Santa Rosa County) is $229,122

Based on current mortgage rates and a 10% down payment, you need to make $41,236 per year to buy the median priced home in Navarre

With this income, you could qualify for a $206,210 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Navarre is $955

The median household income for Navarre, FL (Santa Rosa County) is $66,159

Based on this income, you can afford a home valued at approximately $367,601

The home price you can afford to buy based on household income in Navarre is 160% of the median home value which means housing prices are average. Navarre (Santa Rosa County) ranks 28 out of 67 counties in Florida and 2,351 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Navarre, FL is average

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Loan Limits for Navarre, Florida

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Navarre (Santa Rosa County) below.

Conforming loan limits for Navarre, FL

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Navarre, FL

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Navarre, FL

1 unit: $510,400

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