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Green Cove Springs

Current Mortgage Rates in Green Cove Springs, Florida

Compare mortgage rates and fees for leading lenders in Green Cove Springs, FL. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Green Cove Springs.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Green Cove Springs. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Green Cove Springs, FL as of April 5, 2020
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.
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How Do Today's Green Cove Springs, FL Mortgage Rates Compare?

April 5, 2020

The current average rate for a 30 year fixed rate mortgage in Green Cove Springs is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Green Cove Springs, FL Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.650%
15 Year Fixed Rate
B.BBB%
3.090%
5/1 Adjustable Rate Mortgage
C.CCC%
3.390%

How Affordable is Housing in Green Cove Springs, Florida?

Below we provide helpful information on the real estate market, home prices and housing affordability in Green Cove Springs. Understand how much you need to earn to afford a home in Green Cove Springs, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Green Cove Springs fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Green Cove Springs is right for you.

The median home value for Green Cove Springs, FL (Clay County) is $211,068

Based on current mortgage rates and a 10% down payment, you need to make $37,987 per year to buy the median priced home in Green Cove Springs

With this income, you could qualify for a $189,961 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Green Cove Springs is $880

The median household income for Green Cove Springs, FL (Clay County) is $65,357

Based on this income, you can afford a home valued at approximately $363,148

The home price you can afford to buy based on household income in Green Cove Springs is 172% of the median home value which means housing prices are average. Green Cove Springs (Clay County) ranks 27 out of 67 counties in Florida and 2,132 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Green Cove Springs, FL is average

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Loan Limits for Green Cove Springs, Florida

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Green Cove Springs (Clay County) below.

Conforming loan limits for Green Cove Springs, FL

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Green Cove Springs, FL

1 unit: $373,750
2 units: $478,450
3 units: $578,350
4 units: $718,750

VA loan limits for Green Cove Springs, FL

1 unit: $510,400

Additional Mortgage Resources for Green Cove Springs, FL Residents

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