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Crestview

Current Mortgage Rates in Crestview, Florida

Compare mortgage rates and fees for leading lenders in Crestview, FL. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Crestview.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Crestview. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Crestview, FL as of December 15, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Crestview, FL Mortgage Rates Compare?

December 15, 2019

The current average rate for a 30 year fixed rate mortgage in Crestview is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Crestview, FL Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.690%
15 Year Fixed Rate
B.BBB%
3.150%
5/1 Adjustable Rate Mortgage
C.CCC%
3.350%

How Affordable is Housing in Crestview, Florida?

The median home value for Crestview, FL (Okaloosa County) is $221,968

The median household income for Crestview, FL (Okaloosa County) is $61,788

Based on current mortgage rates and a 10% down payment, you need to make $41,182 per year to buy the median priced home in Crestview

The home price you can afford to buy based on household income in Crestview is 150% of the median home value which means housing prices are average

Crestview (Okaloosa County) ranks 34 out of 67 counties in Florida and 2,538 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Crestview, FL is average

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Loan Limits for Crestview, Florida

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Crestview (Okaloosa County) below.

Conforming loan limits for Crestview, FL

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Crestview, FL

1 unit: $370,300
2 units: $474,050
3 units: $573,000
4 units: $712,100

VA loan limits for Crestview, FL

1 unit: $484,350

Additional Mortgage Resources for Crestview, FL Residents

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Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index