Current Mortgage Rates in Crestview, Florida

Compare mortgage rates and fees for leading lenders in Crestview, FL. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Crestview.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Crestview. Plus, shopping lenders is free and there is no obligation.

Mortgage Rates in Crestview, FL as of October 1, 2020
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.


How Do Today's Crestview, FL Mortgage Rates Compare?

October 1, 2020

The current average rate for a 30 year fixed rate mortgage in Crestview is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Crestview, FL Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Crestview, Florida?

Below we provide helpful information on the real estate market, home prices and housing affordability in Crestview. Understand how much you need to earn to afford a home in Crestview, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Crestview fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Crestview is right for you.

The median home value for Crestview, FL (Okaloosa County) is $238,172

Based on current mortgage rates and a 10% down payment, you need to make $42,865 per year to buy the median priced home in Crestview

With this income, you could qualify for a $214,355 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Crestview is $993

The median household income for Crestview, FL (Okaloosa County) is $63,231

Based on this income, you can afford a home valued at approximately $351,334

The home price you can afford to buy based on household income in Crestview is 148% of the median home value which means housing prices are average. Crestview (Okaloosa County) ranks 34 out of 67 counties in Florida and 2,558 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Crestview, FL is average


Loan Limits for Crestview, Florida

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Crestview (Okaloosa County) below.

Conforming loan limits for Crestview, FL

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Crestview, FL

1 unit: $391,000
2 units: $500,550
3 units: $605,050
4 units: $751,900

VA loan limits for Crestview, FL

1 unit: $510,400

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