Compare Deltona, FL mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Deltona.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Deltona. Plus, shopping lenders is free and there is no obligation.
July 2, 2022
Below we provide helpful information on the real estate market, home prices and housing affordability in Deltona. Understand how much you need to earn to afford a home in Deltona, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Deltona fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Deltona is right for you.
The median home value for Deltona, FL (Volusia County) is $272,301
Based on current mortgage rates and a 10% down payment, you need to make $44,615 per year to buy the median priced home in Deltona
With this income, you could qualify for a $245,071 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Deltona is $1,033
The median household income for Deltona, FL (Volusia County) is $58,114
Based on this income, you can afford a home valued at approximately $354,688
The home price you can afford to buy based on household income in Deltona is 130% of the median home value which means housing prices are average. Deltona (Volusia County) ranks 44 out of 67 counties in Florida and 2,800 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Deltona, FL is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Deltona (Volusia County) below.
Conforming loan limits for Deltona, FL
FHA loan limits for Deltona, FL
VA loan limits for Deltona, FL