Current Mortgage Rates in Deltona, Florida

Compare mortgage rates and fees for leading lenders in Deltona, FL. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Deltona.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Deltona. Plus, shopping lenders is free and there is no obligation.

Mortgage Rates in Deltona, FL as of September 18, 2020
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.


How Do Today's Deltona, FL Mortgage Rates Compare?

September 18, 2020

The current average rate for a 30 year fixed rate mortgage in Deltona is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Deltona, FL Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Deltona, Florida?

Below we provide helpful information on the real estate market, home prices and housing affordability in Deltona. Understand how much you need to earn to afford a home in Deltona, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Deltona fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Deltona is right for you.

The median home value for Deltona, FL (Volusia County) is $211,623

Based on current mortgage rates and a 10% down payment, you need to make $38,087 per year to buy the median priced home in Deltona

With this income, you could qualify for a $190,461 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Deltona is $882

The median household income for Deltona, FL (Volusia County) is $46,233

Based on this income, you can afford a home valued at approximately $256,889

The home price you can afford to buy based on household income in Deltona is 121% of the median home value which means housing prices are average. Deltona (Volusia County) ranks 51 out of 67 counties in Florida and 2,846 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Deltona, FL is average


Loan Limits for Deltona, Florida

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Deltona (Volusia County) below.

Conforming loan limits for Deltona, FL

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Deltona, FL

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Deltona, FL

1 unit: $510,400

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