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Deltona

Current Mortgage Rates in Deltona, Florida

Compare mortgage rates and fees for leading lenders in Deltona, FL. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Deltona.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Deltona. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Deltona, FL as of October 21, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Deltona, FL Mortgage Rates Compare?

October 21, 2019

The current average rate for a 30 year fixed rate mortgage in Deltona is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Deltona, FL Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.690%
15 Year Fixed Rate
B.BBB%
3.150%
5/1 Adjustable Rate Mortgage
C.CCC%
3.350%

How Affordable is Housing in Deltona, Florida?

The median home value for Deltona, FL (Volusia County) is $197,042

The median household income for Deltona, FL (Volusia County) is $45,178

Based on current mortgage rates and a 10% down payment, you need to make $36,558 per year to buy the median priced home in Deltona

The home price you can afford to buy based on household income in Deltona is 124% of the median home value which means housing prices are average

Deltona (Volusia County) ranks 50 out of 67 counties in Florida and 2,841 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Deltona, FL is average

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Loan Limits for Deltona, Florida

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Deltona (Volusia County) below.

Conforming loan limits for Deltona, FL

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Deltona, FL

1 unit: $314,827
2 units: $403,125
3 units: $487,250
4 units: $605,525

VA loan limits for Deltona, FL

1 unit: $484,350

Additional Mortgage Resources for Deltona, FL Residents

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Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index