Compare Current Bradenton, Florida Mortgage Rates

Compare Bradenton, FL mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Bradenton.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Bradenton. Plus, shopping lenders is free and there is no obligation.

Bradenton, FL Mortgage Rates as of March 20, 2023
  • Lender
  • APR
  • Loan Type
  • Rate
  • Payment
  • Fees & Points
  • Contact

Get Personalized Mortgage Quotes

Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.

Get Free Personalized Mortgage Quotes

Compare Today's Bradenton, FL Mortgage Rates

March 20, 2023

Current mortgage rates in Bradenton, FL are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Bradenton, FL Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Bradenton, Florida?

Below we provide helpful information on the real estate market, home prices and housing affordability in Bradenton. Understand how much you need to earn to afford a home in Bradenton, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Bradenton fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Bradenton is right for you.

The median home value for Bradenton, FL (Manatee County) is $383,533

Based on current mortgage rates and a 10% down payment, you need to make $80,011 per year to buy the median priced home in Bradenton

With this income, you could qualify for a $345,180 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Bradenton is $1,853

The median household income for Bradenton, FL (Manatee County) is $69,167

Based on this income, you can afford a home valued at approximately $331,553

The home price you can afford to buy based on household income in Bradenton is 86% of the median home value which means housing prices are expensive. Bradenton (Manatee County) ranks 55 out of 67 counties in Florida and 2,943 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Bradenton, FL is expensive


Loan Limits for Bradenton, Florida

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Bradenton (Manatee County) below.

Conforming loan limits for Bradenton, FL

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Bradenton, FL

1 unit: $506,000
2 units: $647,750
3 units: $783,000
4 units: $973,100

VA loan limits for Bradenton, FL

1 unit: $726,200

Additional Mortgage Resources for Bradenton, FL Residents

Mortgage Rates for Florida Cities

Bradenton Mortgage Rates

Cape Coral Mortgage Rates

Clermont Mortgage Rates

Crestview Mortgage Rates

Deltona Mortgage Rates

Fort Lauderdale Mortgage Rates

Gainesville Mortgage Rates

Green Cove Springs Mortgage Rates

Jacksonville Mortgage Rates

Kissimmee Mortgage Rates

Lakeland Mortgage Rates

Miami Mortgage Rates

Naples Mortgage Rates

Navarre Mortgage Rates

New Port Richey Mortgage Rates

Ocala Mortgage Rates

Orlando Mortgage Rates

Palm Bay Mortgage Rates

Panama City Mortgage Rates

Pensacola Mortgage Rates

Port St. Lucie Mortgage Rates

Punta Gorda Mortgage Rates

Sanford Mortgage Rates

Sarasota Mortgage Rates

Spring Hill Mortgage Rates

St. Augustine Mortgage Rates

St. Petersburg Mortgage Rates

Tallahassee Mortgage Rates

Tampa Mortgage Rates

West Palm Beach Mortgage Rates