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Sugar Land

Current Mortgage Rates in Sugar Land, Texas

Compare mortgage rates and fees for leading lenders in Sugar Land, TX. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Sugar Land.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Sugar Land. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Sugar Land, TX as of April 4, 2020
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.
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How Do Today's Sugar Land, TX Mortgage Rates Compare?

April 4, 2020

The current average rate for a 30 year fixed rate mortgage in Sugar Land is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Sugar Land, TX Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.650%
15 Year Fixed Rate
B.BBB%
3.090%
5/1 Adjustable Rate Mortgage
C.CCC%
3.390%

How Affordable is Housing in Sugar Land, Texas?

Below we provide helpful information on the real estate market, home prices and housing affordability in Sugar Land. Understand how much you need to earn to afford a home in Sugar Land, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Sugar Land fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Sugar Land is right for you.

The median home value for Sugar Land, TX (Fort Bend County) is $299,414

Based on current mortgage rates and a 10% down payment, you need to make $53,887 per year to buy the median priced home in Sugar Land

With this income, you could qualify for a $269,473 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Sugar Land is $1,248

The median household income for Sugar Land, TX (Fort Bend County) is $98,762

Based on this income, you can afford a home valued at approximately $548,756

The home price you can afford to buy based on household income in Sugar Land is 183% of the median home value which means housing prices are average. Sugar Land (Fort Bend County) ranks 201 out of 254 counties in Texas and 1,892 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Sugar Land, TX is average

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Loan Limits for Sugar Land, Texas

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Sugar Land (Fort Bend County) below.

Conforming loan limits for Sugar Land, TX

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Sugar Land, TX

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Sugar Land, TX

1 unit: $510,400

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