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Round Rock

Compare Current Round Rock, Texas Mortgage Rates

Compare Round Rock, TX mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Round Rock.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Round Rock. Plus, shopping lenders is free and there is no obligation.

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Round Rock, TX Mortgage Rates as of May 24, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.
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Compare Today's Round Rock, TX Mortgage Rates

May 24, 2022

Current mortgage rates in Round Rock, TX are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
Round Rock, TX Rates
National
Average
Comparison
30 Year Fixed Rate
%
5.250%
15 Year Fixed Rate
%
4.430%
5/1 Adjustable Rate Mortgage
%
4.080%

How Affordable is Housing in Round Rock, Texas?

Below we provide helpful information on the real estate market, home prices and housing affordability in Round Rock. Understand how much you need to earn to afford a home in Round Rock, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Round Rock fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Round Rock is right for you.

The median home value for Round Rock, TX (Williamson County) is $428,686

Based on current mortgage rates and a 10% down payment, you need to make $70,238 per year to buy the median priced home in Round Rock

With this income, you could qualify for a $385,817 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Round Rock is $1,627

The median household income for Round Rock, TX (Williamson County) is $99,634

Based on this income, you can afford a home valued at approximately $608,094

The home price you can afford to buy based on household income in Round Rock is 142% of the median home value which means housing prices are average. Round Rock (Williamson County) ranks 249 out of 254 counties in Texas and 2,694 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Round Rock, TX is average

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Loan Limits for Round Rock, Texas

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Round Rock (Williamson County) below.

Conforming loan limits for Round Rock, TX

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Round Rock, TX

1 unit: $483,000
2 units: $618,300
3 units: $747,400
4 units: $928,850

VA loan limits for Round Rock, TX

1 unit: $647,200

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