Round Rock

Current Mortgage Rates in Round Rock, Texas

Compare mortgage rates and fees for leading lenders in Round Rock, TX. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Round Rock.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Round Rock. Plus, shopping lenders is free and there is no obligation.

Mortgage Rates in Round Rock, TX as of September 23, 2020
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.


How Do Today's Round Rock, TX Mortgage Rates Compare?

September 23, 2020

The current average rate for a 30 year fixed rate mortgage in Round Rock is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Round Rock, TX Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Round Rock, Texas?

Below we provide helpful information on the real estate market, home prices and housing affordability in Round Rock. Understand how much you need to earn to afford a home in Round Rock, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Round Rock fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Round Rock is right for you.

The median home value for Round Rock, TX (Williamson County) is $318,138

Based on current mortgage rates and a 10% down payment, you need to make $57,257 per year to buy the median priced home in Round Rock

With this income, you could qualify for a $286,324 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Round Rock is $1,326

The median household income for Round Rock, TX (Williamson County) is $83,446

Based on this income, you can afford a home valued at approximately $463,658

The home price you can afford to buy based on household income in Round Rock is 146% of the median home value which means housing prices are average. Round Rock (Williamson County) ranks 241 out of 254 counties in Texas and 2,581 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Round Rock, TX is average


Loan Limits for Round Rock, Texas

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Round Rock (Williamson County) below.

Conforming loan limits for Round Rock, TX

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Round Rock, TX

1 unit: $404,800
2 units: $518,200
3 units: $626,400
4 units: $778,450

VA loan limits for Round Rock, TX

1 unit: $510,400

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