Compare Brazoria, TX mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Brazoria.
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August 28, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Brazoria. Understand how much you need to earn to afford a home in Brazoria, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Brazoria fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Brazoria is right for you.
The median home value for Brazoria, TX is $293,173
Based on current mortgage rates and a 10% down payment, you need to make $61,161 per year to buy the median priced home in Brazoria
With this income, you could qualify for a $263,856 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Brazoria is $1,416
The median household income for Brazoria, TX is $83,664
Based on this income, you can afford a home valued at approximately $401,042
The home price you can afford to buy based on household income in Brazoria is 137% of the median home value which means housing prices are average. Brazoria ranks 211 out of 254 counties in Texas and 2,189 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Brazoria, TX is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Brazoria below.
Conforming loan limits for Brazoria, TX
FHA loan limits for Brazoria, TX