Fort Worth

Compare Current Fort Worth, Texas Mortgage Rates

Compare Fort Worth, TX mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Fort Worth.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Fort Worth. Plus, shopping lenders is free and there is no obligation.

Fort Worth, TX Mortgage Rates as of July 19, 2024
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Fort Worth, TX Mortgage Rates

July 19, 2024

Current mortgage rates in Fort Worth, TX are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Fort Worth, TX Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Fort Worth, Texas?

Below we provide helpful information on the real estate market, home prices and housing affordability in Fort Worth. Understand how much you need to earn to afford a home in Fort Worth, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Fort Worth fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Fort Worth is right for you.

The median home value for Fort Worth, TX (Tarrant County) is $313,374

Based on current mortgage rates and a 10% down payment, you need to make $65,375 per year to buy the median priced home in Fort Worth

With this income, you could qualify for a $282,037 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Fort Worth is $1,514

The median household income for Fort Worth, TX (Tarrant County) is $72,388

Based on this income, you can afford a home valued at approximately $346,990

The home price you can afford to buy based on household income in Fort Worth is 111% of the median home value which means housing prices are average. Fort Worth (Tarrant County) ranks 239 out of 254 counties in Texas and 2,669 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Fort Worth, TX is average


Loan Limits for Fort Worth, Texas

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Fort Worth (Tarrant County) below.

Conforming loan limits for Fort Worth, TX

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Fort Worth, TX

1 unit: $531,300
2 units: $680,150
3 units: $822,150
4 units: $1,021,750

VA loan limits for Fort Worth, TX

1 unit: $726,200

Additional Mortgage Resources for Fort Worth, TX Residents

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