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Compare Current New Braunfels, Texas Mortgage Rates
Compare New Braunfels, TX mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in New Braunfels.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in New Braunfels. Plus, shopping lenders is free and there is no obligation.
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New Braunfels, TX Mortgage Rates as of May 28, 2023
Loan terms assume conforming mortgage amount on single family residence, 80% LTV ratio and minimum borrower credit score of 740. $150,000 minimum mortgage amount. Borrower is responsible for $1,055 lender fee. Loan terms are subject to change without notice.
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Compare Today's New Braunfels, TX Mortgage Rates
May 28, 2023
Current mortgage rates in New Braunfels, TX are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)
Mortgage Program
Today's New Braunfels, TX Rates
National Average
Comparison
30 Year Fixed Rate
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6.390%
15 Year Fixed Rate
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5.750%
5/1 Adjustable Rate Mortgage
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6.000%
How Affordable is Housing in New Braunfels, Texas?
Below we provide helpful information on the real estate market, home prices and housing affordability in New Braunfels. Understand how much you need to earn to afford a home in New Braunfels, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in New Braunfels fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in New Braunfels is right for you.
The median home value for New Braunfels, TX (Comal County) is $423,078
Based on current mortgage rates and a 10% down payment, you need to make $88,261 per year to buy the median priced home in New Braunfels
With this income, you could qualify for a $380,770 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in New Braunfels is $2,044
The median household income for New Braunfels, TX (Comal County) is $95,199
Based on this income, you can afford a home valued at approximately $456,335
The home price you can afford to buy based on household income in New Braunfels is 108% of the median home value which means housing prices are average.
New Braunfels (Comal County) ranks 244 out of 254 counties in Texas and 2,715 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in New Braunfels, TX is average
Loan Limits for New Braunfels, Texas
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for New Braunfels (Comal County) below.
Conforming loan limits for New Braunfels, TX
1 unit:$726,200
2 units:$929,850
3 units:$1,123,900
4 units:$1,396,800
FHA loan limits for New Braunfels, TX
1 unit:$524,400
2 units:$671,300
3 units:$811,450
4 units:$1,008,450
VA loan limits for New Braunfels, TX
1 unit:$726,200
Additional Mortgage Resources for New Braunfels, TX Residents