Compare New Braunfels, TX mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in New Braunfels.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in New Braunfels. Plus, shopping lenders is free and there is no obligation.
August 2, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in New Braunfels. Understand how much you need to earn to afford a home in New Braunfels, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in New Braunfels fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in New Braunfels is right for you.
The median home value for New Braunfels, TX (Comal County) is $423,078
Based on current mortgage rates and a 10% down payment, you need to make $88,261 per year to buy the median priced home in New Braunfels
With this income, you could qualify for a $380,770 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in New Braunfels is $2,044
The median household income for New Braunfels, TX (Comal County) is $95,199
Based on this income, you can afford a home valued at approximately $456,335
The home price you can afford to buy based on household income in New Braunfels is 108% of the median home value which means housing prices are average. New Braunfels (Comal County) ranks 244 out of 254 counties in Texas and 2,715 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in New Braunfels, TX is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for New Braunfels (Comal County) below.
Conforming loan limits for New Braunfels, TX
FHA loan limits for New Braunfels, TX