»
»
Austin County

Compare Current Austin County, Texas Mortgage Rates

Compare Austin County, TX mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Austin County.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Austin County. Plus, shopping lenders is free and there is no obligation.

%
Austin County, TX Mortgage Rates as of April 25, 2024
  • Lender
  • APR
  • Loan Type
  • Rate
  • Payment
  • Fees & Points
  • Contact

%
Get Personalized Mortgage Quotes

Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

Get Free Personalized Mortgage Quotes

Compare Today's Austin County, TX Mortgage Rates

April 25, 2024

Current mortgage rates in Austin County, TX are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
Austin County, TX Rates
National
Average
Comparison
30 Year Fixed Rate
%
6.669%
15 Year Fixed Rate
%
5.960%
5/1 Adjustable Rate Mortgage
%
6.250%

How Affordable is Housing in Austin County, Texas?

Below we provide helpful information on the real estate market, home prices and housing affordability in Austin County. Understand how much you need to earn to afford a home in Austin County, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Austin County fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Austin County is right for you.

The median home value for Austin County, TX (Austin County County) is $512,787

Based on current mortgage rates and a 10% down payment, you need to make $106,976 per year to buy the median priced home in Austin County

With this income, you could qualify for a $461,508 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Austin County is $2,477

The median household income for Austin County, TX (Austin County County) is $85,765

Based on this income, you can afford a home valued at approximately $411,115

The home price you can afford to buy based on household income in Austin County is 80% of the median home value which means housing prices are expensive. Austin County (Austin County County) ranks 253 out of 254 counties in Texas and 3,002 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Austin County, TX is expensive

orange-simple-house
ruler

Loan Limits for Austin County, Texas

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Austin County (Austin County County) below.

Conforming loan limits for Austin County, TX

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Austin County, TX

1 unit: $571,550
2 units: $731,700
3 units: $884,450
4 units: $1,099,150

VA loan limits for Austin County, TX

1 unit: $726,200

Additional Mortgage Resources for Austin County, TX Residents

Mortgage Rates for Texas Cities

Abilene Mortgage Rates

Amarillo Mortgage Rates

Austin Mortgage Rates

Beaumont Mortgage Rates

Brazoria Mortgage Rates

Brownsville Mortgage Rates

Burleson Mortgage Rates

Canyon Mortgage Rates

College Station Mortgage Rates

Corpus Christi Mortgage Rates

Dallas Mortgage Rates

Denton Mortgage Rates

El Paso Mortgage Rates

Fort Worth Mortgage Rates

Galveston Mortgage Rates

Hays Mortgage Rates

Houston Mortgage Rates

Kaufman Mortgage Rates

Killeen Mortgage Rates

Laredo Mortgage Rates

Longview Mortgage Rates

Lubbock Mortgage Rates

McAllen Mortgage Rates

Midland Mortgage Rates

New Braunfels Mortgage Rates

Odessa Mortgage Rates

Plano Mortgage Rates

Round Rock Mortgage Rates

San Angelo Mortgage Rates

San Antonio Mortgage Rates

Schertz Mortgage Rates

Sherman Mortgage Rates

Sugar Land Mortgage Rates

The Woodlands Mortgage Rates

Tyler Mortgage Rates

Waco Mortgage Rates

Waxahachie Mortgage Rates

Weatherford Mortgage Rates

Wichita Falls Mortgage Rates