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San Angelo

Compare Current San Angelo, Texas Mortgage Rates

Compare San Angelo, TX mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in San Angelo.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in San Angelo. Plus, shopping lenders is free and there is no obligation.

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San Angelo, TX Mortgage Rates as of October 12, 2024
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Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's San Angelo, TX Mortgage Rates

October 12, 2024

Current mortgage rates in San Angelo, TX are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
San Angelo, TX Rates
National
Average
Comparison
30 Year Fixed Rate
%
6.669%
15 Year Fixed Rate
%
5.960%
5/1 Adjustable Rate Mortgage
%
6.250%

How Affordable is Housing in San Angelo, Texas?

Below we provide helpful information on the real estate market, home prices and housing affordability in San Angelo. Understand how much you need to earn to afford a home in San Angelo, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in San Angelo fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in San Angelo is right for you.

The median home value for San Angelo, TX (Tom Green County) is $185,885

Based on current mortgage rates and a 10% down payment, you need to make $38,779 per year to buy the median priced home in San Angelo

With this income, you could qualify for a $167,297 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in San Angelo is $898

The median household income for San Angelo, TX (Tom Green County) is $62,549

Based on this income, you can afford a home valued at approximately $299,829

The home price you can afford to buy based on household income in San Angelo is 161% of the median home value which means housing prices are average. San Angelo (Tom Green County) ranks 167 out of 254 counties in Texas and 1,595 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in San Angelo, TX is average

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Loan Limits for San Angelo, Texas

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for San Angelo (Tom Green County) below.

Conforming loan limits for San Angelo, TX

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for San Angelo, TX

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for San Angelo, TX

1 unit: $726,200

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