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Beaumont

Compare Current Beaumont, Texas Mortgage Rates

Compare Beaumont, TX mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Beaumont.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Beaumont. Plus, shopping lenders is free and there is no obligation.

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Beaumont, TX Mortgage Rates as of June 25, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.
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Compare Today's Beaumont, TX Mortgage Rates

June 25, 2022

Current mortgage rates in Beaumont, TX are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
Beaumont, TX Rates
National
Average
Comparison
30 Year Fixed Rate
%
5.780%
15 Year Fixed Rate
%
4.810%
5/1 Adjustable Rate Mortgage
%
4.330%

How Affordable is Housing in Beaumont, Texas?

Below we provide helpful information on the real estate market, home prices and housing affordability in Beaumont. Understand how much you need to earn to afford a home in Beaumont, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Beaumont fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Beaumont is right for you.

The median home value for Beaumont, TX (Jefferson County) is $143,376

Based on current mortgage rates and a 10% down payment, you need to make $23,492 per year to buy the median priced home in Beaumont

With this income, you could qualify for a $129,038 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Beaumont is $544

The median household income for Beaumont, TX (Jefferson County) is $60,309

Based on this income, you can afford a home valued at approximately $368,086

The home price you can afford to buy based on household income in Beaumont is 257% of the median home value which means housing prices are affordable. Beaumont (Jefferson County) ranks 112 out of 254 counties in Texas and 726 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Beaumont, TX is affordable

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Loan Limits for Beaumont, Texas

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Beaumont (Jefferson County) below.

Conforming loan limits for Beaumont, TX

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Beaumont, TX

1 unit: $420,680
2 units: $538,650
3 units: $651,050
4 units: $809,150

VA loan limits for Beaumont, TX

1 unit: $647,200

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