Compare Corpus Christi, TX mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Corpus Christi.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Corpus Christi. Plus, shopping lenders is free and there is no obligation.
January 24, 2022
Below we provide helpful information on the real estate market, home prices and housing affordability in Corpus Christi. Understand how much you need to earn to afford a home in Corpus Christi, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Corpus Christi fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Corpus Christi is right for you.
The median home value for Corpus Christi, TX (Nueces County) is $188,374
Based on current mortgage rates and a 10% down payment, you need to make $30,864 per year to buy the median priced home in Corpus Christi
With this income, you could qualify for a $169,536 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Corpus Christi is $715
The median household income for Corpus Christi, TX (Nueces County) is $61,382
Based on this income, you can afford a home valued at approximately $374,630
The home price you can afford to buy based on household income in Corpus Christi is 199% of the median home value which means housing prices are average. Corpus Christi (Nueces County) ranks 193 out of 254 counties in Texas and 1,753 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Corpus Christi, TX is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Corpus Christi (Nueces County) below.
Conforming loan limits for Corpus Christi, TX
FHA loan limits for Corpus Christi, TX
VA loan limits for Corpus Christi, TX
Learn what price home you can afford to buy in Corpus Christi