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Corpus Christi

Current Mortgage Rates in Corpus Christi, Texas

Compare mortgage rates and fees for leading lenders in Corpus Christi, TX. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Corpus Christi.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Corpus Christi. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Corpus Christi, TX as of September 21, 2020
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.
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How Do Today's Corpus Christi, TX Mortgage Rates Compare?

September 21, 2020

The current average rate for a 30 year fixed rate mortgage in Corpus Christi is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Corpus Christi, TX Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.650%
15 Year Fixed Rate
B.BBB%
3.090%
5/1 Adjustable Rate Mortgage
C.CCC%
3.390%

How Affordable is Housing in Corpus Christi, Texas?

Below we provide helpful information on the real estate market, home prices and housing affordability in Corpus Christi. Understand how much you need to earn to afford a home in Corpus Christi, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Corpus Christi fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Corpus Christi is right for you.

The median home value for Corpus Christi, TX (Nueces County) is $150,899

Based on current mortgage rates and a 10% down payment, you need to make $27,158 per year to buy the median priced home in Corpus Christi

With this income, you could qualify for a $135,809 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Corpus Christi is $629

The median household income for Corpus Christi, TX (Nueces County) is $56,230

Based on this income, you can afford a home valued at approximately $312,436

The home price you can afford to buy based on household income in Corpus Christi is 207% of the median home value which means housing prices are affordable. Corpus Christi (Nueces County) ranks 179 out of 254 counties in Texas and 1,435 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Corpus Christi, TX is affordable

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Loan Limits for Corpus Christi, Texas

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Corpus Christi (Nueces County) below.

Conforming loan limits for Corpus Christi, TX

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Corpus Christi, TX

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Corpus Christi, TX

1 unit: $510,400

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