Compare San Antonio, TX mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in San Antonio.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in San Antonio. Plus, shopping lenders is free and there is no obligation.
January 21, 2022
Below we provide helpful information on the real estate market, home prices and housing affordability in San Antonio. Understand how much you need to earn to afford a home in San Antonio, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in San Antonio fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in San Antonio is right for you.
The median home value for San Antonio, TX (Bexar County) is $229,215
Based on current mortgage rates and a 10% down payment, you need to make $37,556 per year to buy the median priced home in San Antonio
With this income, you could qualify for a $206,293 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in San Antonio is $870
The median household income for San Antonio, TX (Bexar County) is $63,733
Based on this income, you can afford a home valued at approximately $388,978
The home price you can afford to buy based on household income in San Antonio is 170% of the median home value which means housing prices are average. San Antonio (Bexar County) ranks 225 out of 254 counties in Texas and 2,308 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in San Antonio, TX is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for San Antonio (Bexar County) below.
Conforming loan limits for San Antonio, TX
FHA loan limits for San Antonio, TX
VA loan limits for San Antonio, TX