Current Mortgage Rates in Winston Salem, North Carolina

Compare mortgage rates and fees for leading lenders in Winston Salem, NC. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Winston Salem.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Winston Salem. Plus, shopping lenders is free and there is no obligation.

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Get Personalized Mortgage Quotes for Winston Salem, NC

How Do Today's Winston Salem, NC Mortgage Rates Compare?

The current average rate for a 30 year fixed rate mortgage in Winston Salem is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

How Affordable is Housing in Winston Salem, North Carolina?

Based on current mortgage rates and a 10% down payment, you need to make $32,142 per year to buy the median priced home in Winston Salem

The home price you can afford to buy based on household income in Winston Salem is 155% of the median home value which means housing prices are average

Winston Salem (Forsyth County) ranks 63 out of 100 counties in North Carolina and 2,469 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Winston Salem, NC is average

Loan Limits for Winston Salem, North Carolina

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Winston Salem (Forsyth County) below.

Additional Mortgage Resources for Winston Salem, NC Residents

Mortgage Rates for North Carolina Cities