Compare Current Lumberton, North Carolina Mortgage Rates

Compare Lumberton, NC mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Lumberton.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Lumberton. Plus, shopping lenders is free and there is no obligation.

Lumberton, NC Mortgage Rates as of February 6, 2023
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Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's Lumberton, NC Mortgage Rates

February 6, 2023

Current mortgage rates in Lumberton, NC are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Lumberton, NC Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Lumberton, North Carolina?

Below we provide helpful information on the real estate market, home prices and housing affordability in Lumberton. Understand how much you need to earn to afford a home in Lumberton, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Lumberton fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Lumberton is right for you.

The median home value for Lumberton, NC (Robeson County) is $92,957

Based on current mortgage rates and a 10% down payment, you need to make $15,231 per year to buy the median priced home in Lumberton

With this income, you could qualify for a $83,661 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Lumberton is $353

The median household income for Lumberton, NC (Robeson County) is $37,868

Based on this income, you can afford a home valued at approximately $231,122

The home price you can afford to buy based on household income in Lumberton is 249% of the median home value which means housing prices are affordable. Lumberton (Robeson County) ranks 1 out of 100 counties in North Carolina and 841 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Lumberton, NC is affordable


Loan Limits for Lumberton, North Carolina

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Lumberton (Robeson County) below.

Conforming loan limits for Lumberton, NC

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Lumberton, NC

1 unit: $420,680
2 units: $538,650
3 units: $651,050
4 units: $809,150

VA loan limits for Lumberton, NC

1 unit: $647,200

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